118 Surbray Grove, Mississauga

$899,900
118 Surbray Grove

$899,900

New
3d
Semi-Detached Bungalow-Raised

118 Surbray Grove, Mississauga

Total Monthly Obligation $4,494

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
3d
Score
17
Yield
4.3%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Semi-Detached
MLS® Number-W14098270
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 139.92 ft
Listed on site-Oct 20, 2026
Style-Bungalow-Raised
Building Type-Semi-Detached
Taxes-$5,872 (2025)
Parking-5 - Built-In
Basement-Apartment, Finished with Walk-Out, Full, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTRON REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood, Electric
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-1-29 Days
Neighbourhood-Fairview
Title-Residential Freehold

No agent assigned

A Smart Investment. A Flexible Family Home. An Exceptional Income Opportunity Welcome To Central Mississauga, A Beautifully Maintained And Thoughtfully Upgraded Semi-Detached Home, Offering The Perfect Blend Of Comfortable Family Living And Income Potential. The Fully Finished Basement Apartment Provides An Excellent Opportunity For Investors Seeking Rental Income Or End-Users Looking For A Multi-Generational Living Arrangement. Live In The Main Home While Generating Income From The Lower Level, Or Enjoy A Private Space For Extended Family Or Guests. The Bright, Open-Concept Main Floor Features Spacious Living And Dining Areas With A Large Picture Window, A Family-Sized Kitchen With Stainless Steel Appliances, Ample Cabinetry And Breakfast Area, Three Large-Sized Bedrooms, An Oversized Bathroom, And Convenient Main-Floor Laundry. Oversized Windows Throughout Fill The Home With Natural Light. The Finished Lower Level Features A Separate Entrance, Modern Kitchen, Comfortable Living Area With Fireplace, Full Bathroom, Second Laundry Room, And Built-In Bar, Ideal For Extended Family, Guests, Or Potential Rental Income. Step Outside To A Private Backyard Oasis Featuring A Spacious Patio With Gazebo, Beautiful Garden, And Fire Pit. Perfect For Relaxing, Entertaining, Or Enjoying Time With Family And Friends. Located In The Heart Of Mississauga, You're Just Minutes From Cooksville GO Station, Square One Shopping Centre, Dining, Schools, Parks, Recreation, And Major Highways. Steps To Fairview Park, Offering A Beautifully Maintained Tennis Court, Soccer Field, And Kids Playground. Whether You're An Investor Looking To Grow Your Portfolio Or An End-User Seeking Flexible Multi-Generational Living, This Property Offers The Space, Versatility, And Location To Make It Happen. A Home That Works For You Today And For The Future. Don't Miss This Opportunity! Roof Replaced (2023), Windows And Doors (2017).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,494/mo
Mortgage $3,630
Monthly Loss $3,539
Principal$955
Interest$2,675
Property Tax$489
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.7%21
10-Year IRR
8.8%
Returns Index
12.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,256/yr
NOI
$24,058/yr
Net Cash Flow
-$1,625/mo
Cash Margin
-51.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo34
Risk Index
19.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 118 Surbray Grove

Time

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