838 Saddle Crescent, Mississauga

$1,370,000
838 Saddle Crescent

$1,370,000

New
3d
Detached2-Storey

838 Saddle Crescent, Mississauga

Total Monthly Obligation $6,670

Beds
5
Baths
3
Park
4
Sqft
2000-2500
DOM
3d
Score
16
Yield
3.9%
Cash on Cash
-7.3%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-W14099778
Beds-5
Bathrooms-3
Size-2000-2500 sqft
Lot Size-120 × 76 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,225.4 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL EST
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-Inground
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-30-60
Neighbourhood-Applewood
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained four-bedroom home in the highly desirable Applewood neighbourhood. Lovingly cared for and thoughtfully updated, this spacious home offers the perfect setting for a growing family to settle in, make memories, and enjoy everything this wonderful community has to offer. Boasting over 2,800 sq. ft. of living space, there is plenty of room for the whole family to grow and thrive.Step inside to a spacious living room featuring updated flooring and views of the expansive front yard. The inviting family room offers a walkout to a large patio and fully fenced backyard, complete with an updated pool featuring a new liner and pool heater (2025), great for relaxing and entertaining all summer long.The bright, renovated kitchen is both stylish and functional, featuring a movable centre island, stainless steel appliances, and a generous pantry. The spacious, freshly painted dining room is ideal for hosting family gatherings and special occasions, with its soaring vaulted ceilings, new flooring and charming wood-burning fireplace. This versatile space can also serve as an impressive great room, perfect for movie nights, watching the big game, or simply gathering with family and friends. On the second floor, you will find four generously sized bedrooms, each featuring hardwood flooring and updated windows. The spacious lower level offers even more versatility, with a recreation room and an additional bedroom ideal for guests, a home office, or extended family. This is a wonderful opportunity to own a spacious, move-in-ready family home in a sought-after neighbourhood, offering comfort, functionality, and plenty of space to create lasting memories.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,096,000
Land Transfer Taxes$23,875
Legal Fees (Est.)
$
Total cash required for closing$299,375

Total Monthly Obligation

$6,670/mo
Mortgage $5,526
Monthly Loss $5,216
Principal$1,454
Interest$4,072
Property Tax$769
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$53,556/yr
NOI
$34,475/yr
Net Cash Flow
-$2,653/mo
Cash Margin
-59.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo22
Risk Index
15.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 838 Saddle Crescent

Time

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Data last updated within the past 24 hours.