85 West Street, Brampton

$829,900
85 West Street

$829,900

New
2d
Detached2 1/2 Storey

85 West Street, Brampton

Total Monthly Obligation $4,246

Beds
6
Baths
2
Park
6
Sqft
1100-1500
DOM
2d
Score
18
Yield
4.7%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-W14101574
Beds-6
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50.06 × 146.69 ft
Listed on site-Oct 21, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$6,278 (2026)
Parking-7 - Detached
Basement-Separate Entrance
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Downtown Brampton
Title-Residential Freehold

No agent assigned

A home full of possibilities in the heart of Downtown Brampton! Set on an expansive 50.06' x 146.65' lot, 85 West St offers exceptional flexibility with 3 distinct living areas, 3 kitchens and a layout ideal for extended family looking to share life together while enjoying their own space. Bright, open and full of character, this home can be enjoyed as is, refreshed over time or reimagined to suit your vision. From the inviting front porch, perfect for watching the world go by, to the spacious rear addition offering a wonderful family room or additional dining space, and the charming upper loft, there is room here to live, gather and grow. Outside, the impressive lot opens the door to endless possibilities: create spectacular gardens, add an inground pool, design your dream outdoor retreat or simply enjoy the space as it is. Located on a quiet street where redevelopment and prestigious custom homes are reshaping the neighbourhood, West St offers exciting long-term appeal. Leave the car at home and walk to GO Transit, iconic Gage Park, the Farmers' Market, Rose Theatre, PAMA, restaurants, shops, schools and miles of walking and cycling trails. With the Riverwalk, LRT and hospital expansion well on their way, adding to Downtown Brampton's evolution, this is a unique opportunity to enjoy a quiet urban lifestyle close to everything while investing in the future. Book your appointment today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$663,920
Land Transfer Taxes$13,073
Legal Fees (Est.)
$
Total cash required for closing$180,553

Total Monthly Obligation

$4,246/mo
Mortgage $3,348
Monthly Loss $3,365
Principal$881
Interest$2,467
Property Tax$523
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%27
10-Year IRR
9.6%
Returns Index
14.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,300/yr
NOI
$24,592/yr
Net Cash Flow
-$1,298/mo
Cash Margin
-39.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 85 West Street

Time

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Data last updated within the past 24 hours.