105 Highland Avenue, St. Catharines

$749,900
105 Highland Avenue

$749,900

New
175d
Detached1 1/2 Storey

105 Highland Avenue, St. Catharines

Total Monthly Obligation $3,796

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
175d
Score
19
Yield
4.8%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-X13068884
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40 × 120 ft
Listed on site-May 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,757.44 (2025)
Parking-3 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Vinyl Siding, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-457 - Old Glenridge
Title-Residential Freehold

No agent assigned

We respectfully acknowledge that this home sits on the traditional territory of the Anishinaabe and Haudenosaunee peoples and we thank them for their stewardship of this land. Welcome to 105 Highland Avenue where you will experience unparalleled warmth and comfort in one of the most established and sought-after neighbourhoods called Old Glenridge of St. Catharines. This 3 bedroom + den, 2- bathroom two-storey home provides 1388sq. ft of cozy living. A charming blend of the old and new which has been well-maintained and features upgrades, such as, kitchen (2019), main floor bedrooms broadloom (2025), new hot water tank (2025), grand room vinyl flooring (2025), central vac, kitchen under counter water filtering system, renovated basement (2025), and painted throughout (2024).A rare opportunity in one of St. Catharines most coveted communities, just walking distance to the Golf & Curling Country Club which hosted the World Junior Girls Golf Championship in 2025. Enjoy the neighbouring Burgoyne Woods featuring a children's playground, dog park, and pickleball court. Walk to downtown St. Catherine's, take in a show at the nearby Meridian centre, or a class at Brock University. With this charming home, the world is your oyster!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,796/mo
Mortgage $3,025
Monthly Loss $3,000
Principal$796
Interest$2,229
Property Tax$396
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
10.0%
Returns Index
16.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$23,143/yr
Net Cash Flow
-$1,096/mo
Cash Margin
-36.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 105 Highland Avenue

Time

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