652 Upper Wentworth Street, Hamilton

$649,900
652 Upper Wentworth Street

$649,900

Price Change
135d
DetachedBungalow

652 Upper Wentworth Street, Hamilton

Total Monthly Obligation $3,342

HausQ Valuation Report
Beds
4
Baths
2
Park
5
Sqft
700-1100
DOM
135d
Score
20
Yield
5.2%
Cash on Cash
-1.7%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13432396
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-40 × 150 ft
Listed on site-Jun 10, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,147.07 (2025)
Parking-5 - None
Basement-Full, Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-REALTY NETWORK
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick, Concrete Block
Roof-Shingles
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Hill Park
Title-Residential Freehold

No agent assigned

Welcome to 652 Upper Wentworth Street! This well-maintained 3+1 bedroom home offers exceptional value in a convenient Hamilton Mountain location. Featuring hardwood floors throughout the main level, this inviting home boasts a bright living room with elegant crown moulding, spacious eat-in kitchen with ample cabinetry and two beautifully renovated bathrooms. The main floor offers three comfortable bedrooms, all with hardwood flooring while the finished basement provides additional living space with a large family room featuring a cozy fireplace and oversized windows, a fourth bedroom, a spacious laundry room and a large utility/storage area. Situated on a desirable lot with a private backyard, this home is ideally located close to schools, place of worship, shopping, restaurants, parks, recreation facilities and public transit. Commuters will appreciate the easy access to major routes, while families will enjoy the convenience of nearby amenities and community services. This is a fantastic opportunity to own a move-in-ready home in an established family-friendly neighbourhood.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,342/mo
Mortgage $2,622
Monthly Loss $2,652
Principal$690
Interest$1,932
Property Tax$346
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.8%1
5-Year IRR
10.3%38
10-Year IRR
10.8%
Returns Index
19.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,068/yr
NOI
$22,014/yr
Net Cash Flow
-$787/mo
Cash Margin
-27.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
25.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 652 Upper Wentworth Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.