3989 Mcintosh Road, Hamilton Township

$549,900
3989 Mcintosh Road

$549,900

Price Change
101d
Detached1 1/2 Storey

3989 Mcintosh Road, Hamilton Township

Total Monthly Obligation $2,839

HausQ Valuation Report
Beds
3
Baths
2
Park
6
Sqft
1100-1500
DOM
101d
Score
21
Yield
5.4%
Cash on Cash
-0.6%
Cap Rate
4.4%
5Y IRR
15.1%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-X13566476
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-123.52 × 113.2 ft
Listed on site-Jul 14, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,946.38 (2026)
Parking-5 - Attached
Basement-Unfinished
Heating-Forced Air (Propane)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle, Rolled
Foundation-Concrete
Sewer-Septic
Possession-30-60 Days
Neighbourhood-Baltimore
Title-Residential Freehold

No agent assigned

Welcome to your serene slice of paradise here in this charming bungalow nestled in the tranquil Hamlet of Cold Springs, just under 10 minutes North from the vibrant community of Cobourg. This delightful home, with its 3 cozy bedrooms and 1.5 baths, offers a perfect blend of country quiet and convenience. The living space, bathed in natural light, is a haven for relaxation and cherished family moments. Upstairs, the loft offers a versatile space, ideal for a home office, craft nook, or an additional lounge area, where the imagination can soar in this unique space. The attached 1.5 car garage provides ample space for vehicles and storage, ensuring your belongings are secure and sheltered. Step outside to the private yard, where the senses are soothed by the symphony of nature. The rustling leaves and gentle breezes offer a peaceful retreat from the hustle and bustle of daily life. This home is more than just a place to live-it's a sanctuary where memories are made and dreams come true. Embrace the opportunity to make this home your own tranquil haven.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,839/mo
Mortgage $2,218
Monthly Loss $2,255
Principal$584
Interest$1,634
Property Tax$246
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,796/yr
NOI
$19,370/yr
Net Cash Flow
-$604/mo
Cash Margin
-24.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo57
Risk Index
28.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3989 Mcintosh Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.