618 Upper Ottawa Street, Hamilton

$779,900
618 Upper Ottawa Street

$779,900

New
100d
DetachedBungalow

618 Upper Ottawa Street, Hamilton

Total Monthly Obligation $3,929

HausQ Valuation Report
Beds
5
Baths
2
Park
5
Sqft
700-1100
DOM
100d
Score
17
Yield
4.4%
Cash on Cash
-5.3%
Cap Rate
3.4%
5Y IRR
11.4%
10Y IRR
11.3%
Property Type-Detached
MLS® Number-X13567892
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-50.1 × 100.19 ft
Listed on site-Jul 15, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,895.64 (2025)
Parking-6 - Carport
Basement-Finished, Separate Entrance, Apartment
Heating-Baseboard (Gas)
Brokerage-RE/MAX REALTRON REALTY INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Concrete Block, Brick
Sewer-Sewer
Possession-TBA
Neighbourhood-Sherwood
Title-Residential Freehold

No agent assigned

Excellent Mountain Location!!***** Beautiful, well-maintained detached bungalow situated on a rare 50-ft frontage in a quiet, family-friendly neighbourhood.***** Featuring a solid brick and stone exterior, an extra-wide driveway with parking for up to 6 vehicles, and a large lot.***** Offers 3+2 bedrooms and 2 full bathrooms. Updated kitchen with stainless steel appliances.**** Carpet-free throughout.***** Finished basement with 2 bedrooms, separate entrance, and shared laundry, offering excellent in-law or income potential.***** Conveniently located within walking distance to schools, parks, shopping, public transit, just minutes to major highways and all other amenities.***** An excellent opportunity for first-time buyers, growing families, or investors..***** Don't miss this exceptional property!!!*****

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$623,920
Land Transfer Taxes$12,073
Legal Fees (Est.)
$
Total cash required for closing$169,553

Total Monthly Obligation

$3,929/mo
Mortgage $3,146
Monthly Loss $3,101
Principal$828
Interest$2,318
Property Tax$408
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%16
Cash-on-Cash
-9.7%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,272/yr
NOI
$21,449/yr
Net Cash Flow
-$1,358/mo
Cash Margin
-47.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo39
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 618 Upper Ottawa Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.