163 Main Street, Prince Edward County

$375,000
163 Main Street

$375,000

Price Change
95d
Detached1 1/2 Storey

163 Main Street, Prince Edward County

Total Monthly Obligation $2,082

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
95d
Score
57
Yield
9.1%
Cash on Cash
15.1%
Cap Rate
7.8%
5Y IRR
27.8%
10Y IRR
25.0%
Property Type-Detached
MLS® Number-X13584396
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-158 × 178 ft
Listed on site-Jul 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,331 (2026)
Parking-4 - None
Basement-Unfinished
Heating-Other (Wood)
Brokerage-Re/Max Quinte Ltd.
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Metal
Foundation-Concrete Block, Stone
Sewer-Septic
Possession-To Be Arranged
Neighbourhood-Bloomfield Ward
Title-Residential Freehold

No agent assigned

Bloomfield Main Street Century Home with loads of potential! Discover endless possibilities in this inviting 1.5 storey century home located right on Bloomfield's Main Street. Set on a rare triple wide lot with 158 feet of road frontage, this property provides ample space for family living and potential future expansion. The main floor boasts a spacious kitchen complete with an island and a cozy, WETT-certified woodstove (just 2 years old). Additional features include a main floor bathroom, convenient laundry and mudroom, a generous dining room and living area with large windows overlooking the park-like backyard, plus a versatile family room that could serve as a main floor bedroom. Upstairs, you'll find three comfortable bedrooms and a 2-piece bath, ideal for family or guests. The half-acre lot offers potential for building a garage or expanding the home, all set amidst mature trees and a beautiful private yard. There's plenty of parking and a practical woodshed/outbuilding for storage or hobbies. Enjoy the very best of Prince Edward County living-just minutes from Sandbanks Provincial Park, Picton, Wellington, and surrounded by local wineries, breweries, and renowned restaurants. Make your dream home a reality in the heart of Bloomfield!

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Closing Costs

Mortgage Amount
$300,000
Land Transfer Taxes$4,100
Legal Fees (Est.)
$
Total cash required for closing$80,600

Total Monthly Obligation

$2,082/mo
Mortgage $1,513
Monthly Loss $1,684
Principal$398
Interest$1,115
Property Tax$194
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.4%55
Cash-on-Cash
7.2%33
5-Year IRR
21.6%95
10-Year IRR
20.1%
Returns Index
62.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeB
57/ 100
Fair•Hold / Negotiate

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$23,949/yr
Net Cash Flow
$483/mo
Cash Margin
17.0%60
Cash Flow Index
59.6/ 100
Risk Profile
Weight: 20%
DSCR
1.3257
LTV Ratio
80.0%18
Vacancy Buffer
4.5 mo77
Risk Index
50.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 163 Main Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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