20 Monroe Court, Prince Edward County

$378,000
20 Monroe Court

$378,000

Price Change
74d
DetachedBungalow

20 Monroe Court, Prince Edward County

Total Monthly Obligation $2,076

Beds
2
Baths
2
Park
2
Sqft
1100-1500
DOM
74d
Score
20
Yield
5.1%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-X13658884
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 100 ft
Listed on site-Aug 10, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$2,119.48 (2025)
Parking-3 - Attached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Chestnut Park Real Estate Limited
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Community, Outdoor
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBC
Neighbourhood-Wellington
Title-Residential Freehold

No agent assigned

Welcome to the 'Amelia Model', a bright and inviting home located in the highly desirable adult lifestyle community of Wellington on the Lake. Ideally positioned on a quiet cul-de-sac, this residence offers both privacy and a strong sense of community, with access to a wide range of amenities designed to enhance an active & fulfilling lifestyle. From the moment you arrive, the charm of this home is evident. The enclosed 3-season entry porch offers a warm welcome, and provides convenient inside access to the garage. The homes flowing floor plan creates a natural sense of openness, seamlessly connecting the main living spaces. The formal dining & living rooms provide an elegant setting for entertaining family & friends, while still maintaining a cozy atmosphere for everyday living. The kitchen is bright with plentiful cabinetry & patio doors leading directly to the extended rear deck. The deck itself is a highlight, complete with a gazebo that provides shade and privacy to enjoy the peaceful surroundings. The primary bedroom is generously sized and features double closets with ample storage, while maintaining a tranquil retreat-like feel. A versatile den, complete with its own 3-pc ensuite & patio doors to the deck, provides flexibility for use as a guest suite, home office, or hobby room. A well-appointed 4-pc main bath adds further convenience. Outside, the property is truly a gardeners delight with beautifully landscaped perennial gardens, creating a lush and colorful backdrop throughout the seasons. The pie-shaped lot provides extra space, offering a sense of openness rarely found in similar properties. Residents of Wellington on the Lake enjoy access to a wide variety of amenities and recreational opportunities; all while being surrounded by the natural beauty and charm of Prince Edward County. With its wineries, beaches, walking trails, and the vibrant village of Wellington just minutes away, this location offers the perfect balance of relaxation & activity.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$302,400
Land Transfer Taxes$4,145
Legal Fees (Est.)
$
Total cash required for closing$81,245

Total Monthly Obligation

$2,076/mo
Mortgage $1,525
Monthly Loss $1,675
Principal$401
Interest$1,124
Property Tax$177
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$19,200/yr
NOI
$10,661/yr
Net Cash Flow
-$636/mo
Cash Margin
-39.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
4.6 mo79
Risk Index
34.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Monroe Court

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.