4 Front Street, Niagara-on-the-Lake

$1,995,000
4 Front Street

$1,995,000

New
67d
Detached2-Storey

4 Front Street, Niagara-on-the-Lake

Total Monthly Obligation $9,181

Beds
5
Baths
4
Park
6
Sqft
2500-3000
DOM
67d
Score
13
Yield
2.1%
Cash on Cash
-14.5%
Cap Rate
1.5%
5Y IRR
4.3%
10Y IRR
5.9%
Property Type-Detached
MLS® Number-X13682940
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-93.9 × 106.2 ft
Listed on site-Aug 17, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$9,110.52 (2026)
Parking-7 - Attached
Basement-Walk-Out, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HENDRIKS TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Family Room
Pool-Inground
Facing-East
Exterior-Stucco (Plaster), Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-106 - Queenston
Title-Residential Freehold

No agent assigned

One of a kind! Take a nice little winding drive past Queenston Heights Park and Brock's monument, past the amazing views of the mighty Niagara River and onwards to this fabulous home and property. Set in the quiet and quaint village of Queenston in Niagara-on-the-Lake. Whether you're looking for a multi-generational home or added double extra income from the two accessory apartments, this home offers lots of opportunities and possibilities. The main part of the home features 2 bedrooms - one on the main floor with an adjacent 3piece bath and a lofted primary suite with spa-like 4 piece ensuite with both shower and separate tub plus its own private balcony overlooking the beautiful backyard with inground pool. This owner's portion of the home also includes an open concept kitchen/dining/living area with vaulted ceilings, gas fireplace and garden doors to another raised deck. There's also a staircase leading to the lower level (with backyard entrance half way down) with a rec room and another 3 piece bath. The spacious one bedroom second floor apartment is accessed thru a separate staircase at the side of the garage (which also has the double 4 car driveway). On the opposite side of the home is another driveway that leads to the lower level. Here you'll find a modern 2bedroom suite perfect for in-laws, visiting friends or as a short or long term rental. All 3 living quarters have their own laundry facilities and each one includes 6 appliances. The home was recreated to what it is today in 2012. It was designed with the option to easily convert all of the space back to a single family home if desired. This would culminate in about 3,600 square feet of finished living space including 5 bedrooms and 5 full bathrooms. Check out the floor plans included with the photos and also enjoy watching the video!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,596,000
Land Transfer Taxes$36,375
Legal Fees (Est.)
$
Total cash required for closing$436,875

Total Monthly Obligation

$9,181/mo
Mortgage $8,047
Monthly Loss $7,064
Principal$2,118
Interest$5,930
Property Tax$759
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.2%8
Cash-on-Cash
-17.1%0
5-Year IRR
2.2%5
10-Year IRR
4.6%
Returns Index
3.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,100/yr
NOI
$23,379/yr
Net Cash Flow
-$6,099/mo
Cash Margin
-178.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.242
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
12.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Front Street

Time

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