58 Whiterock Avenue, Hamilton

$999,000
58 Whiterock Avenue

$999,000

Price Change
62d
Detached2-Storey

58 Whiterock Avenue, Hamilton

Total Monthly Obligation $4,960

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
62d
Score
19
Yield
5.2%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.2%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-X13703352
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-39.37 × 109.91 ft
Listed on site-Aug 22, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,659.88 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTRON MARIUS MITROFAN GROUP
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Villages of Glancaster
Title-Residential Freehold

No agent assigned

Welcome to this stunningly updated and immaculate residence in the outskirts of Ancaster, on a quiet dead-end street, offering approximately 3,500 sq. ft. of versatile living space across three finished levels. This home has been meticulously maintained, with nearly $59,000 in recent upgrades (2023-2024) that provide modern comfort and peace of mind. The main floor features a newly renovated kitchen (2024) with premium countertops and high-efficiency, one-year-old appliances, including a dishwasher and a range hood with an additional under-cabinet unit. The convenient main-floor laundry also boasts a one-year-old washer-and-dryer set. Relax in the bright living and dining rooms, or enjoy the outdoors from your screened porch and freshly painted deck. The upper level is ideal for family life, featuring a primary suite with a walk-in closet and private ensuite, two additional bedrooms, a dedicated office, and a large family room (18'4" x 10'11"). The entire house has Luxury Vinyl Plank floors, highly waterproof, resistant to scratches, dents and stains. The finished basement adds incredible value with a private gym and a secondary living area, perfect for a home theatre or play space. Key Updates Include: New Lennox Furnace (2023), New Windows (2023) and Sliding Door. Tesla Charger installed in the garage. Exposed aggregate walkway and, entrance steps, the new commercial retaining wall and the the upgraded fence.Water-efficient toilets and new LED fixtures throughout. Location & Community: Situated in a prime neighbourhood, you are a short walk to Kopperfield and Carpenter Parks, which offer playgrounds and sports courts. Excellent schools, including RA Riddell (PK-8) and Sir Allan MacNab (9-12), are conveniently located nearby. With easy access to the Hamilton GO Centre and local transit, this home perfectly blends suburban tranquillity with urban accessibility. Experience the perfect move-in-ready home at 58 Whiterock Avenue!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$4,960/mo
Mortgage $4,030
Monthly Loss $3,899
Principal$1,060
Interest$2,969
Property Tax$555
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.1%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,672/yr
NOI
$35,345/yr
Net Cash Flow
-$1,084/mo
Cash Margin
-25.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
19.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 58 Whiterock Avenue

Time

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Data last updated within the past 24 hours.