216 Thames Street N, Ingersoll

$569,900
216 Thames Street N

$569,900

New
59d
Detached2-Storey

216 Thames Street N, Ingersoll

Total Monthly Obligation $2,969

Beds
3
Baths
3
Park
3
Sqft
1100-1500
DOM
59d
Score
20
Yield
5.3%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X13713918
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-44.46 × 124.7 ft
Listed on site-Aug 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,539.16 (2026)
Parking-4 - Attached
Basement-Full, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-Gale Group Realty Brokerage Ltd
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Pls discuss with Listing Broker
Neighbourhood-Ingersoll - North
Title-Residential Freehold

No agent assigned

This 3 bedroom, 2 1/2 bath home has had many upgrades & is in move in condition. The main floor powder room has been fully updated. The kitchen is fresh with quartz counter tops installed 2025. The entire main floor was updated with new paint and flooring. Patio doors in the livingroom lead to a deck overlooking the deep fully fenced in yard - perfect for enjoying dinner or coffee outside. Upstairs is 3 well-appointed bedrooms, the primary bedroom window is new with deflective solar glass. The upstairs bath was upgraded to include his and her sinks. The lower level boasts a finished family room and 4 piece bath. The convenient walkout allows lots of natural light into the space. Outside is a handy built in shed under the upper level deck. A perfect place to begin your home ownership journey.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$455,920
Land Transfer Taxes$7,873
Legal Fees (Est.)
$
Total cash required for closing$123,353

Total Monthly Obligation

$2,969/mo
Mortgage $2,299
Monthly Loss $2,364
Principal$605
Interest$1,694
Property Tax$295
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,072/yr
NOI
$19,026/yr
Net Cash Flow
-$713/mo
Cash Margin
-28.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
27.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 216 Thames Street N

Time

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