5821 Theresa Street, Niagara Falls

$649,000
5821 Theresa Street

$649,000

New
58d
DetachedSidesplit 4

5821 Theresa Street, Niagara Falls

Total Monthly Obligation $3,322

Beds
5
Baths
2
Park
3
Sqft
1100-1500
DOM
58d
Score
19
Yield
5.0%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X13716598
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-51.28 × 121.45 ft
Listed on site-Aug 26, 2026
Style-Sidesplit 4
Building Type-Detached
Taxes-$3,954 (2025)
Parking-3 - None
Basement-Development Potential
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Property is tenanted and will need 60 days from closest 1st of month
Neighbourhood-205 - Church's Lane
Title-Residential Freehold

No agent assigned

Welcome to this spacious four-level side-split, nestled in a quiet, desirable neighbourhood in the North End of Niagara Falls. The bright and inviting living room features a large bay window that fills the space with natural light.Step outside to enjoy the huge, fully fenced backyard, offering plenty of room for children, pets, gardening, or outdoor activities. Multiple access points from inside the home make the backyard easily accessible, while the large covered patio provides the perfect setting for entertaining, barbecuing, or relaxing in the shade.Conveniently located near shopping, schools, parks, and everyday amenities, this wonderful home offers space, comfort, and an ideal location for family living.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,322/mo
Mortgage $2,618
Monthly Loss $2,633
Principal$689
Interest$1,929
Property Tax$330
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,520/yr
NOI
$20,814/yr
Net Cash Flow
-$883/mo
Cash Margin
-32.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5821 Theresa Street

Time

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Data last updated within the past 24 hours.