651 Jane Street, North Bay

$399,900
651 Jane Street

$399,900

Price Change
57d
Detached2-Storey

651 Jane Street, North Bay

Total Monthly Obligation $2,353

Beds
3
Baths
1
Park
3
Sqft
1500-2000
DOM
57d
Score
55
Yield
9.6%
Cash on Cash
15.2%
Cap Rate
7.8%
5Y IRR
27.9%
10Y IRR
25.1%
Property Type-Detached
MLS® Number-X13717042
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-33 × 110 ft
Listed on site-Aug 27, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,380 (2025)
Parking-3 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Revel Realty Inc. Brokerage
Cooling-None
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-30-59 days
Neighbourhood-West End
Title-Residential Freehold

No agent assigned

Welcome to 651 Jane Street, a warm and inviting home in North Bay's desirable West End where timeless character and modern updates come together beautifully. Originally built in 1910, this home has been thoughtfully updated while preserving many of the original details and charm that give it a true sense of history and personality.From the moment you step inside, there's a welcoming feeling that makes this house feel like home. The beautiful, oversized front sunroom is one of the home's standout features-a bright and cozy space perfect for morning coffee, reading a book, or simply enjoying the character of this lovely neighbourhood.The kitchen has been updated with both style and functionality in mind, featuring quartz countertops and cabinetry extending all the way to the ceiling for an abundance of storage and a beautifully finished look. With 3 bedrooms and 1 bathroom, the home offers a comfortable layout for families, first-time buyers, or anyone looking for a home with personality and charm. The upstairs laundry, conveniently located near the bedrooms, adds an extra touch of everyday practicality.The living room is warm and inviting, centred around a beautiful brick gas fireplace that creates the perfect atmosphere for cozy evenings at home.Step outside and you'll find a fully fenced backyard with a large back deck, offering plenty of space for summer dinners, entertaining friends, or simply enjoying your own private outdoor space. It's the kind of backyard where memories are made.And for added peace of mind, the home has been pre-inspected, allowing you to move forward with confidence.With its original 1910 charm, thoughtful updates, beautiful sunroom, inviting living spaces, and wonderful outdoor areas, 651 Jane Street is a home that truly blends the character of yesterday with the comforts of today.A home with history, heart, and plenty of room to make it your own-come see what makes 651 Jane Street so special.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,353/mo
Mortgage $1,613
Monthly Loss $1,929
Principal$424
Interest$1,189
Property Tax$365
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.4%55
Cash-on-Cash
7.4%34
5-Year IRR
21.8%95
10-Year IRR
20.3%
Returns Index
62.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeB
55/ 100
Fair•Hold / Negotiate

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$25,680/yr
Net Cash Flow
$527/mo
Cash Margin
16.5%57
Cash Flow Index
57.3/ 100
Risk Profile
Weight: 20%
DSCR
1.3358
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
48.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 651 Jane Street

Time

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Data last updated within the past 24 hours.