54 Duncombe Drive, Hamilton

$749,900
54 Duncombe Drive

$749,900

New
57d
DetachedBungalow-Raised

54 Duncombe Drive, Hamilton

Total Monthly Obligation $3,800

Beds
5
Baths
2
Park
5
Sqft
700-1100
DOM
57d
Score
17
Yield
4.0%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-X13720678
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-54 × 100 ft
Listed on site-Aug 27, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,796 (2026)
Parking-5 - None
Basement-Finished, Separate Entrance, Apartment
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE CERTIFIED REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Hill Park
Title-Residential Freehold

No agent assigned

Welcome to this impeccably updated and meticulously maintained 3+2 bedroom raised bungalow, offering a full in-law suite with a separate side entrance and parking for up to five vehicles. Perfectly situated in a quiet family-friendly Hamilton Mountain neighbourhood and close to all amenities, this turn-key home delivers comfort, style, and exceptional versatility for multi-generational living or investment potential. The main level features a bright, open-concept living and dining area enhanced by smooth ceilings, recessed lighting and tasteful modern finishes throughout. The spacious kitchen offers ample cabinetry and convenient in-suite laundry. Three generous bedrooms and an updated 4-piece bathroom complete this level creating an inviting space ideal for families. A private side entrance leads to the beautifully finished lower-level in-law suite designed with comfort and independence in mind. This impressive space includes a large living area, an updated kitchen, two sizable bedrooms with large egress windows, a contemporary 4-piece bathroom with semi-ensuite access and its own oversized laundry area complete with abundant cabinetry and a custom folding counter. Additional highlights include a fully fenced backyard, a recently built custom garden shed, carpet-free interior and a fire suppression sprinkler system for added peace of mind. A rare opportunity in a prime location, move in and enjoy or take advantage of exceptional income and multi-family living options, this home truly has it all. Offering outstanding value, this property boasts an endless list of upgrades including a new roof (2022), new furnace/AC/hot water tank/windows/exterior doors/basement sprinkler system/Type X fire-rated barrier/upgraded attic and exterior wall insulation (2019), updated plumbing and electrical (2016). *** Some images have been virtually staged ***

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,800/mo
Mortgage $3,025
Monthly Loss $3,004
Principal$796
Interest$2,229
Property Tax$400
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.4%16
10-Year IRR
7.8%
Returns Index
9.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,640/yr
NOI
$17,380/yr
Net Cash Flow
-$1,577/mo
Cash Margin
-63.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 54 Duncombe Drive

Time

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