13 Mildred Avenue, St. Catharines

$429,900
13 Mildred Avenue

$429,900

New
56d
Detached1 1/2 Storey

13 Mildred Avenue, St. Catharines

Total Monthly Obligation $2,355

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
56d
Score
21
Yield
5.6%
Cash on Cash
-0.7%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-X13720998
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-35 × 100 ft
Listed on site-Aug 28, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$2,947.51 (2026)
Parking-3 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-452 - Haig
Title-Residential Freehold

No agent assigned

""" GREAT ENTRY LEVEL 1.5 STOREY HOME WITH DETACHED GARAGE, 3 BED & 2 FULL BATH, FULL FINISHED BASEMENT, DECK IN PRIVATE BACKYARD IN GREAT AREA OF DOWNTOWN ST. CATHARINES""" Welcome to Downtown 13 MILDRED AVE, St. Catharines! This charming 1.5-storey home is the perfect entry-level opportunity for first-time buyers, growing families, or investors. Featuring 3 spacious bedrooms and 2 full bathrooms, this home offers a functional and welcoming layout. The fully finished basement adds versatile living space-ideal for a rec room, home gym, or office. Step outside to your private backyard complete with a deck made for entertaining and a standalone detached garage providing ample storage or parking. Located in a great downtown neighborhood, you are just minutes away from local shops, restaurants, parks, transit, highway & Fairview Mall, Costco, and amenities. Move-in ready and full of charm! SOME ROOMS VIRTUALLY STAGED

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$343,920
Land Transfer Taxes$5,073
Legal Fees (Est.)
$
Total cash required for closing$92,553

Total Monthly Obligation

$2,355/mo
Mortgage $1,734
Monthly Loss $1,898
Principal$456
Interest$1,278
Property Tax$246
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$24,228/yr
NOI
$14,358/yr
Net Cash Flow
-$538/mo
Cash Margin
-26.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo70
Risk Index
32.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 13 Mildred Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.