20 Helen Court, Central Elgin

$845,000
20 Helen Court

$845,000

New
56d
Detached2-Storey

20 Helen Court, Central Elgin

Total Monthly Obligation $4,229

HausQ Valuation Report
Beds
4
Baths
4
Park
4
Sqft
1500-2000
DOM
56d
Score
17
Yield
4.2%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-X13722916
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-55.77 × 156 ft
Listed on site-Aug 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,347.11 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ICI SOURCE REAL ASSET SERVICES INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Fibreglass Shingle
Foundation-Concrete
Sewer-Septic
Possession-TBD
Neighbourhood-Belmont
Title-Residential Freehold

No agent assigned

Beautiful 4 Bedroom 3.5 bathroom house in the serene Belmont area - just 15 minutes from London and 15 minutes from St. Thomas. The main floor features a foyer, powder, family room, living room and a spacious kitchen which boasts a 6-feet island - perfect for hosting and extra dining space! The main floor leads out to an attractive 26 feet long composite deck, excellent for a great outdoor experience. The backyard is very big (approximately 40 feet long) and also features an already built in concrete pad ready for a gazebo to be installed. The finished basement has room enough for an additional bedroom, living room/gym space, storage area and a full 3 piece bathroom. The Upper Floor features three (3) bedrooms- a primary bedroom with ensuite bathroom and walk-in closet. The upper floor also has 2 additional bedrooms and another 3-piece bathroom, linen closet and laundry area.*For Additional Property Details Click The Brochure Icon Below*

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$676,000
Land Transfer Taxes$13,375
Legal Fees (Est.)
$
Total cash required for closing$183,875

Total Monthly Obligation

$4,229/mo
Mortgage $3,408
Monthly Loss $3,332
Principal$897
Interest$2,512
Property Tax$446
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,616/yr
NOI
$22,207/yr
Net Cash Flow
-$1,558/mo
Cash Margin
-52.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Helen Court

Time

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Data last updated within the past 24 hours.