260 STINSON Crescent, Hamilton

$620,000
260 STINSON Crescent

$620,000

Extension
53d
Detached2 1/2 Storey

260 STINSON Crescent, Hamilton

Total Monthly Obligation $3,270

Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
53d
Score
25
Yield
6.6%
Cash on Cash
3.7%
Cap Rate
5.4%
5Y IRR
18.5%
10Y IRR
17.0%
Property Type-Detached
MLS® Number-X13727836
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-31 × 59 ft
Listed on site-Aug 31, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,730.94 (2026)
Parking-2 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-St. Clair
Title-Residential Freehold

No agent assigned

You're buying a connection to a level of architectural craftsmanship rarely found in new construction. This beautifully built period home offers the practicality needed for modern living while blending character and function with ease. The warm brown-brick 2.5-storey home welcomes you with a full-width front porch that instantly feels like part of the neighbourhood. Inside, the original staircase and a striking stained-glass window set the tone, echoed again in the living room and true to the home's era. The main floor features a generous living room and a spacious dining room overlooking the backyard. The updated kitchen opens into a bright three-season room, currently used as extra prep space and home to a stunning wine fridge . A flexible area that adapts easily to entertaining or everyday life. Upstairs, the second floor offers three well-sized bedrooms, including a primary suite with a surprisingly large closet for a home of this age. The refreshed four-piece bathroom feels airy and inviting, complete with a tub ideal for relaxing evenings or bath time with little ones. The top half-storey provides endless possibilities - a recreation room, office, workout space, studio, or a blend of all of them. It's a bonus level ready for whatever you imagine. The lower level includes a separate side entrance and is set up as an extra living space with a kitchen, three-piece bathroom, and two additional rooms . Both recently upgraded with new windows to improve natural light and functionality. It's ideal for extended family, guests, or multi-generational living. Outside, the backyard is designed for low maintenance, finished with paving stones and softly lit for dreamy evenings under the lights. Parking for two vehicles adds convenience, and the location places you close to the GO Station, the future LRT, parks, schools, the hospital, trails, restaurants, and shopping. This is the sweetest little brick home on a crescent that's ready for new memories.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$496,000
Land Transfer Taxes$8,875
Legal Fees (Est.)
$
Total cash required for closing$134,375

Total Monthly Obligation

$3,270/mo
Mortgage $2,501
Monthly Loss $2,612
Principal$658
Interest$1,843
Property Tax$394
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-1.9%5
5-Year IRR
14.2%66
10-Year IRR
13.9%
Returns Index
34.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,800/yr
NOI
$27,489/yr
Net Cash Flow
-$210/mo
Cash Margin
-6.2%1
Cash Flow Index
1.4/ 100
Risk Profile
Weight: 20%
DSCR
0.9221
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
29.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 260 STINSON Crescent

Time

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