349 Stanley Street, Deseronto

$412,900
349 Stanley Street

$412,900

New
53d
Detached1 1/2 Storey

349 Stanley Street, Deseronto

Total Monthly Obligation $2,272

HausQ Valuation Report
Beds
4
Baths
1
Park
4
Sqft
1500-2000
DOM
53d
Score
33
Yield
7.7%
Cash on Cash
8.6%
Cap Rate
6.4%
5Y IRR
22.5%
10Y IRR
20.4%
Property Type-Detached
MLS® Number-X13728594
Beds-4
Bathrooms-1
Size-1500-2000 sqft
Lot Size-170 × 55.44 ft
Listed on site-Aug 31, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,781.04 (2025)
Parking-5 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Deseronto (Town)
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated 3+1 bedroom home in the quiet community of Deseronto, offering 1,500 sq ft of comfortable living space. Renovations have transformed the upper level with modern finishes throughout, including updated insulation, drywall, flooring, lighting, trim, doors, and fresh paint. The main floor has also undergone improvements, featuring updated flooring and a bright, refreshed interior. Important upgrades such as newer windows and exterior doors, along with a natural gas furnace (installed in 2018), add peace of mind for years to come. Step outside to enjoy the impressive multi-level deck overlooking a backyard surrounded by gardens and mature trees. The detached two-storey garage offers additional space and has seen significant updates in recent years, including a steel roof, rebuilt roof trusses, updated siding, and new windows. Conveniently located within walking distance to local shops, and the elementary school this property offers small-town living with easy access to Napanee, Belleville, and Kingston.

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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$330,320
Land Transfer Taxes$4,733
Legal Fees (Est.)
$
Total cash required for closing$88,813

Total Monthly Obligation

$2,272/mo
Mortgage $1,666
Monthly Loss $1,834
Principal$438
Interest$1,227
Property Tax$232
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.2%40
Cash-on-Cash
1.5%11
5-Year IRR
17.0%82
10-Year IRR
16.2%
Returns Index
44.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
33/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$21,339/yr
Net Cash Flow
$113/mo
Cash Margin
4.3%10
Cash Flow Index
10.4/ 100
Risk Profile
Weight: 20%
DSCR
1.0733
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
40.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 349 Stanley Street

Time

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