189 Church Street, Stirling-Rawdon

$739,900
189 Church Street

$739,900

Price Change
52d
Detached2-Storey

189 Church Street, Stirling-Rawdon

Total Monthly Obligation $3,926

Beds
6
Baths
5
Park
5
Sqft
1500-2000
DOM
52d
Yield
4.9%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-X13733624
Beds-6
Bathrooms-5
Size-1500-2000 sqft
Lot Size-102.44 × 37.15 ft
Listed on site-Sep 1, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,799 (2025)
Parking-6.5 - Attached
Basement-Finished with Walk-Out, Full
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Poured Concrete
Sewer-Sewer
Possession-60 days
Neighbourhood-Stirling Ward
Title-Residential Freehold

No agent assigned

Welcome to 189 Church Street, a remarkable custom-built two-storey home offering exceptional space, versatility and income potential in the heart of Stirling. The main residence features three upper-level bedrooms, including a spacious primary bedroom with en-suite privileges to a beautiful five-piece bathroom with a soaker tub, glass shower and double vanity. The custom kitchen offers a large peninsula and quality appliances, while main-floor laundry adds everyday convenience. The finished lower level includes a second kitchen, games room and granny suite, along with direct access to the attached one-and-a-half-car underground garage with a welding plug. A hot tub is also included. The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive. The upper unit offers two bedrooms, while the lower unit has one bedroom and baseboard heating. Both include a refrigerator and stove. Altogether, the property offers four kitchens, five bathrooms, two rental apartments and a granny suite. Additional features include 200-amp service, a water softener and an owned gas hot water tank, with no rental equipment. Located just metres from the Heritage Trail and within approximately three kilometres of schools, parks, shopping, restaurants, the theatre, library and arena.

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Closing Costs

Mortgage Amount
$591,920
Land Transfer Taxes$11,273
Legal Fees (Est.)
$
Total cash required for closing$160,753

Total Monthly Obligation

$3,926/mo
Mortgage $2,985
Monthly Loss $3,141
Principal$785
Interest$2,199
Property Tax$567
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 189 Church Street

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