14 Baker Street, Kingston

$639,900
14 Baker Street

$639,900

New
52d
DetachedBungalow

14 Baker Street, Kingston

Total Monthly Obligation $3,300

Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
52d
Score
21
Yield
5.5%
Cash on Cash
-0.7%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.1%
Property Type-Detached
MLS® Number-X13734008
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-75.03 × 79.96 ft
Listed on site-Sep 1, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,125 (2026)
Parking-5 - Attached
Basement-Finished, Full, Walk-Up
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Rec Room, Wood
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Concrete, Concrete Block
Sewer-Sewer
Possession-ASAP/Flexible
Neighbourhood-23 - Rideau
Title-Residential Freehold

No agent assigned

Spacious and Renovated! This elevated brick bungalow with an attached garage is spacious, bright and was built to a high standard. The welcoming foyer leads you up to the beautifully renovated open-concept "great room" space. This area, updated in 2025, features a new kitchen with quartz counters, new wood flooring throughout and topped off with a stone fireplace. Three generously sized bedrooms and a main floor bathroom with custom tub complete main level. Head downstairs and you will find a large 2nd kitchen, 2nd bathroom, den/office/bedroom (flex room), rec room with a brick wall feature plus an additional "entertainers" family room with a unique bar and a full brick wall with the 3rd fireplace. Access to the garage from this level creates many possibilities for an in-law suite, extended family space or a separate unit for the investor. Heading outside, the private manageable rear yard offers a patio/gazebo area, storage sheds and an abundance of perennials. Freshly painted throughout, new shingles (2025), furnace & central air replaced in 2017. Many original owners still live on the street, which speaks volumes about the neighbourhood. Located just steps from a park, a short walk to schools, and a short drive to downtown or all the west end amenities. Very easy access to the 401 for commuters and to the new Waaban bridge crossing for military members. This property should not be overlooked.

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$
%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,300/mo
Mortgage $2,581
Monthly Loss $2,621
Principal$679
Interest$1,902
Property Tax$344
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%42
10-Year IRR
11.4%
Returns Index
22.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,968/yr
NOI
$22,846/yr
Net Cash Flow
-$677/mo
Cash Margin
-23.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Baker Street

Time

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