20 Victory Drive, Thorold

$799,000
20 Victory Drive

$799,000

Price Change
50d
Detached2-Storey

20 Victory Drive, Thorold

Total Monthly Obligation $4,194

Beds
4
Baths
3
Park
4
Sqft
2500-3000
DOM
50d
Score
17
Yield
4.4%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-X13740140
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-58 × 102 ft
Listed on site-Sep 3, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,154 (2025)
Parking-6 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-YOUR HOME SOLD GUARANTEED REALTY INTERCITY PLUS IN
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick Front, Vinyl Siding
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-Immed/TBA
Neighbourhood-560 - Rolling Meadows
Title-Residential Freehold

No agent assigned

Welcome to 20 Victory Drive, a spacious 4-bedroom detached home ideally situated on a desirable corner lot in the quiet, family-friendly community of Rolling Meadows. Offering almost 2,600 sq ft of living space, this bright and inviting home features an abundance of windows, 9' ceilings on the main level and beautiful hardwood flooring throughout the main floor, with the exception of the kitchen and breakfast area. The generous layout provides plenty of room for the whole family, including four large bedrooms and a main-floor office ideal for working from home. The spacious primary retreat features a 4-piece ensuite and his-and-her closets, while the elegant oak staircase with iron spindles adds a timeless touch to the main living space. Enjoy the convenience of central air, a fenced yard and parking for up to six vehicles. The unfinished basement offers excellent potential for future living space, recreation, a home gym or additional storage. Set on a quiet family street, this home is surrounded by parks, walking trails and green space, including nearby Gil Gordon Park with playground facilities, soccer fields and scenic trails. Conveniently located with easy access to Highway 406 and the QEW, and within easy reach of shopping, restaurants, Brock University, St. Catharines, Niagara Falls and Niagara's renowned wineries, golf courses and recreational attractions. A wonderful opportunity to make this spacious family home your own!

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,194/mo
Mortgage $3,223
Monthly Loss $3,346
Principal$848
Interest$2,375
Property Tax$596
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.2%19
10-Year IRR
8.5%
Returns Index
11.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,472/yr
NOI
$20,271/yr
Net Cash Flow
-$1,534/mo
Cash Margin
-51.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Victory Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.