106 Townline Road W, St. Catharines

$499,888
106 Townline Road W

$499,888

New
49d
Duplex2-Storey

106 Townline Road W, St. Catharines

Total Monthly Obligation $2,750

HausQ Valuation Report
Beds
4
Baths
2
Park
1
Sqft
2500-3000
DOM
49d
Score
19
Yield
5.2%
Cash on Cash
-3.4%
Cap Rate
3.8%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Duplex
MLS® Number-X13747206
Beds-4
Bathrooms-2
Size-2500-3000 sqft
Lot Size-40 × 110 ft
Listed on site-Sep 4, 2026
Style-2-Storey
Building Type-Duplex
Taxes-$4,300 (2025)
Parking-1 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE SILVERCITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding, Brick
Roof-Asphalt Rolled
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-460 - Burleigh Hill
Title-Residential Freehold

No agent assigned

Absolute Show stopper! Great Opportunity For Both Investors And First Time Buyers. This versatile home features a 4-bedroom, ideal for owner occupancy or immediate rental income creating excellent flexibility for multi-unit living or investment purposes. Recent updates add value and peace of mind. Ideally located just minutes from Brock University, Niagara College, schools, shopping, public transit, restaurants, pubs, the Performing Arts Centre, the Meridian Centre, and all the amenities of downtown, this property offers the perfect blend of small- town charm and urban convenience. Whether you're an investor looking to build cash flow or a buyer seeking flexibility in a prime location, this is an opportunity you won't want to miss out.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,910
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,951

Total Monthly Obligation

$2,750/mo
Mortgage $2,016
Monthly Loss $2,219
Principal$531
Interest$1,486
Property Tax$358
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.5%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,800/yr
NOI
$14,420/yr
Net Cash Flow
-$815/mo
Cash Margin
-37.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
28.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 106 Townline Road W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.