625 Silver Bay Road, Port Colborne

$599,900
625 Silver Bay Road

$599,900

New
43d
DetachedBungalow

625 Silver Bay Road, Port Colborne

Total Monthly Obligation $3,145

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
43d
Score
18
Yield
4.7%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-X13764750
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-75 × 125 ft
Listed on site-Sep 10, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,200 (2025)
Parking-4 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-STICKS & BRICKS REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Perimeter Wall
Sewer-Holding Tank
Possession-Flexible
Neighbourhood-874 - Sherkston
Title-Residential Freehold

No agent assigned

Sun, Sand & Fun! Welcome to 625 Silver Bay Road where this four season bungalow sits less than 2 blocks from a beautiful stretch of beach on the shores of Lake Erie. Enjoy unlimited access to Silver Bay Beach around 300 meters away! Picture hosting Friends & Family on the beach by day then around the cozy firepit by night! A year round rural lifestyle location at it's finest. Quietly beautiful in all seasons, yet it's still close to all amenities in Port Colborne and Ridgeway, close to Sherkston Shores & only a short stroll to the Friendship Trail! When it's time to go indoors this clean, comfortable, freshly decorated 3 bedroom, 4 season home is in great condition to just move in, relax and enjoy. The front entrance is a bright sunroom that can be used as office space, opening into the living room that features a gas stove and patio doors out to large rear deck. The spacious kitchen provides ample cabinetry and counter space, includes appliances and conveniently houses the laundry machines as well. 3 comfortable bedrooms and 2 full bathrooms, one being ensuite! Furnace is located in the attic with hallway access, both furnace and A/C are approximately 7 years old, Outdoor shower, 2 large garden sheds, 1000 Gal Cistern & 3000 Gal Holding Tank.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,145/mo
Mortgage $2,420
Monthly Loss $2,508
Principal$637
Interest$1,783
Property Tax$350
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,320/yr
NOI
$16,788/yr
Net Cash Flow
-$1,021/mo
Cash Margin
-43.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
25.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 625 Silver Bay Road

Time

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