43 Oxford Street, Hamilton

$639,000
43 Oxford Street

$639,000

New
42d
Detached2-Storey

43 Oxford Street, Hamilton

Total Monthly Obligation $3,332

Beds
3
Baths
2
Park
1
Sqft
1500-2000
DOM
42d
Score
21
Yield
5.6%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X13774596
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-25 × 90.55 ft
Listed on site-Sep 11, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,551.54 (2026)
Parking-1 - None
Basement-Full
Heating-Fan Coil (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block, Stone
Sewer-Sewer
Possession-TBD
Neighbourhood-Strathcona
Title-Residential Freehold

No agent assigned

Welcome to 43 Oxford Street, where timeless character meets modern updates in this Victorian Style home come together in one of Hamilton's most sought-after family-friendly neighbourhoods. This charming 3 Bedroom, 2 Bathroom home showcases beautiful original details, including hardwood floors, open concept living and a curved staircase that speaks to its rich heritage. The bright, updated kitchen (20/21) features quartzite countertops, stainless steel appliances, and abundant natural light flowing through newer windows and sliding glass doors (20/21). Walkout to the private landscaped backyard. Upstairs offers three spacious bedrooms and a full bathroom, while the lower level adds a second bathroom, laundry area, and plenty of storage. Step outside to your own private backyard retreat-perfect for relaxing, entertaining, or enjoying quiet evenings in the city. Ideally located within walking distance to schools, parks, West Harbour GO Station, Dundurn Castle, and the Hamilton Harbour waterfront trail. With easy access to the 403 and QEW, commuting is effortless. A rare opportunity to own a character-filled home in a vibrant, walkable community.

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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$511,200
Land Transfer Taxes$9,255
Legal Fees (Est.)
$
Total cash required for closing$138,555

Total Monthly Obligation

$3,332/mo
Mortgage $2,578
Monthly Loss $2,654
Principal$678
Interest$1,899
Property Tax$379
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.7%2
5-Year IRR
11.2%44
10-Year IRR
11.5%
Returns Index
23.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,760/yr
NOI
$23,132/yr
Net Cash Flow
-$650/mo
Cash Margin
-21.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo47
Risk Index
25.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Oxford Street

Time

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Data last updated within the past 24 hours.