466 Sugarloaf Street, Port Colborne

$539,900
466 Sugarloaf Street

$539,900

Price Change
41d
DetachedBungalow-Raised

466 Sugarloaf Street, Port Colborne

Total Monthly Obligation $2,902

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
41d
Score
17
Yield
3.8%
Cash on Cash
-9.2%
Cap Rate
2.6%
5Y IRR
8.4%
10Y IRR
9.0%
Property Type-Detached
MLS® Number-X13775972
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-48.63 × 264.91 ft
Listed on site-Sep 12, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$4,192.84 (2026)
Parking-5 - Built-In
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Rec Room, Family Room
Pool-None
Facing-South
Exterior-Vinyl Siding, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-878 - Sugarloaf
Title-Residential Freehold

No agent assigned

Welcome to 466 Sugarloaf Street, a well maintained 3 bedroom, 2 bathroom raised bungalow in Port Colborne's desirable Sugarloaf neighbourhood, just steps from Lake Erie. The lot is what really sets this property apart. Measuring 48.5 x 264.91 feet, it offers a huge, fully fenced backyard with plenty of room for children, pets, gardening, entertaining or simply enjoying the outdoors. Rear laneway access with double door fence gates, a built in garage and a 10 by 20 foot shed provide added convenience and useful space for parking, tools, equipment and hobbies. Inside, the home has a comfortable and practical layout with some updates already completed. The bright renovated kitchen features stainless steel appliances, while the finished lower level provides additional living space and a second bathroom. Two gas fireplaces, one on each level, add warmth and comfort throughout the home. Several major improvements have already been completed, including a furnace installed in 2023, central air conditioning in 2022, a tankless water heater in 2019 and the roof replaced in 2019. The home also features a full Generac standby generator that has been serviced twice annually. Enjoy an established lakeside neighbourhood near H.H. Knoll Lakeview Park, Sugarloaf Marina, waterfront trails, boating and other Port Colborne amenities. With its exceptionally deep lot, fully fenced yard and location near Lake Erie, this home offers a combination of indoor and outdoor space that's difficult to find.

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$431,920
Land Transfer Taxes$7,273
Legal Fees (Est.)
$
Total cash required for closing$116,753

Total Monthly Obligation

$2,902/mo
Mortgage $2,178
Monthly Loss $2,329
Principal$573
Interest$1,605
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.2%0
5-Year IRR
4.6%10
10-Year IRR
6.5%
Returns Index
6.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,400/yr
NOI
$9,667/yr
Net Cash Flow
-$1,372/mo
Cash Margin
-80.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.373
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
26.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 466 Sugarloaf Street

Time

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