109 Ray Street, Hamilton

$849,900
109 Ray Street

$849,900

New
43d
Detached2-Storey

109 Ray Street, Hamilton

Total Monthly Obligation $4,400

Beds
3
Baths
4
Park
1
Sqft
1500-2000
DOM
43d
Yield
4.4%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-X13785768
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-29.33 × 66 ft
Listed on site-Sep 10, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$7,165.15 (2026)
Parking-2 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Family Room, Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Strathcona
Title-Residential Freehold

No agent assigned

Flawless "One of a Kind" home and property offering the perfect blend of style, quality & convenience into one incredible package. Incs a 2022 custom built 2 storey "Dream Villa" positioned proudly on large corner located in Hamilton's popular Strathcona district - close proximity to city transit, schools, churches, TO Coliseum, city parks, eclectic Locke & Dundurn Street shops, bougie eateries/bistros & revitalized Bayfront. Large double wide concrete driveway off Florence Street accesses beautifully completed, insulated garage boasting heated concrete floors, roll-up insulated door, ample built-in cabinetry w/l0ft ceiling height allowing for car lift or hoist. Concrete walk-ways extend around house to inviting covered front landing where 1570sf of sophisticated interior is sure to impress - ftrs open concept living room enhanced w/ambience of gas fireplace, dining room & stunning "Gourmet-Worthy" kitchen - sporting chic white cabinetry, designer island, quartz countertops & premium SS appliances - completed w/2pc powder room. Solid wood staircase ascends to spacious upper level highlighted w/lavish primary bedroom enjoying fireplace feature wall, 3pc ensuite & walk-in closet. Open & Airy hallway provides entry to 2 additional bedrooms (incs 2nd walk-in closet) & 4pc main bath. Gleaming engineered hardwood flooring compliments both levels w/distinguished flair. Relax or entertain in the comfortable confines of 662sf basement level showcasing tastefully appointed family room embracing the warmth of free-standing gas fireplace - design continues w/refined 5pc bath, bright laundry room, utility & storage room. Hi-End features inc -n/g furnace, AC, HRV, owned water heater, 200 amp hydro, custom closet organizers, Paradox home security (no contract required), multi-purpose cedar shed w/concrete flooring, hi-speed internet, stucco/stone exterior & fenced rear yard. No expense spared as evidenced by skilled craftsmanship & thoughtful upgrades through-out this rare "Gem"

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Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,400/mo
Mortgage $3,428
Monthly Loss $3,498
Principal$902
Interest$2,526
Property Tax$597
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Ray Street

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