438 BELL Street, Port Colborne

$499,900
438 BELL Street

$499,900

New
36d
DetachedBungalow

438 BELL Street, Port Colborne

Total Monthly Obligation $2,646

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
36d
Score
17
Yield
3.9%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X13800254
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 100 ft
Listed on site-Sep 17, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,056 (2026)
Parking-3 - Attached
Basement-Finished, Full
Heating-Radiant (Gas)
Brokerage-FLYNN REAL ESTATE INC.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Block, Poured Concrete
Sewer-Sewer
Possession-60 Days
Neighbourhood-875 - Killaly East
Title-Residential Freehold

No agent assigned

Welcome to 438 Bell Street, a 2+1 bedroom bungalow on a corner 50 x 100 lot in a mature Port Colborne neighbourhood, with an attached heated garage, fenced yard, and a separate entrance to the finished basement. Updates include a trendy kitchen, bathrooms, windows, a 2020 boiler, and a 2020 asphalt driveway; downstairs you'll find a bedroom, office (currently used as 4th bedroom), rec-room, laundry, additional 3 piece bath, and storage. The corner lot and fenced backyard offer extra light, privacy, and space to host or play, and the home is close to schools, parks, and everyday amenities, with downtown Port Colborne, the Welland Canal, West Street shops, Sugarloaf Harbour, and Lake Erie beaches a short drive away.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,646/mo
Mortgage $2,016
Monthly Loss $2,115
Principal$531
Interest$1,486
Property Tax$255
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$19,500/yr
NOI
$9,994/yr
Net Cash Flow
-$1,184/mo
Cash Margin
-72.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo63
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 438 BELL Street

Time

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Data last updated within the past 24 hours.