4094 Highway 35, Kawartha Lakes

$449,000
4094 Highway 35

$449,000

New
35d
DetachedBungalow

4094 Highway 35, Kawartha Lakes

Total Monthly Obligation $2,378

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
35d
Score
30
Yield
7.2%
Cash on Cash
7.2%
Cap Rate
6.1%
5Y IRR
21.3%
10Y IRR
19.4%
Property Type-Detached
MLS® Number-X13801392
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-138 × 97 ft
Listed on site-Sep 18, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,300 (2025)
Parking-4 - None
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-Re/Max All-Stars Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Stone
Sewer-Septic
Possession-TBD
Neighbourhood-Fenelon
Title-Residential Freehold

No agent assigned

Welcome to this bright and beautifully updated 3-bedroom, 2-bathroom bungalow in the heart of Cameron, Kawartha Lakes! Whether you're a first-time buyer looking for a great starter home, an empty nester ready to simplify, or looking for the perfect retirement space, this home offers comfortable and convenient one-level living. The recently renovated kitchen is a standout feature, complete with quartz countertops, a stylish backsplash, a functional island with cooktop, and a built-in bench with storage that adds both charm and practicality. Both bathrooms have been tastefully updated, including a convenient 2-piece bath with in-suite washer and dryer. The spacious primary bedroom provides a comfortable retreat, while large windows throughout the home fill the space with natural light. Move-in ready with thoughtful upgrades throughout, this home offers comfort, style and functionality in a welcoming community setting. A wonderful opportunity for families, first-time buyers, empty nesters or those looking to enjoy their retirement years with the ease of one-level living.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,378/mo
Mortgage $1,811
Monthly Loss $1,901
Principal$477
Interest$1,335
Property Tax$192
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%37
Cash-on-Cash
0.5%9
5-Year IRR
16.1%78
10-Year IRR
15.5%
Returns Index
41.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,280/yr
NOI
$22,252/yr
Net Cash Flow
$43/mo
Cash Margin
1.6%6
Cash Flow Index
6.4/ 100
Risk Profile
Weight: 20%
DSCR
1.0229
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
38.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4094 Highway 35

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.