1444 Upper Ottawa Street 32, Hamilton

$525,000
1444 Upper Ottawa Street 32

$525,000

New
32d
Condo Townhouse2-Storey

1444 Upper Ottawa Street 32, Hamilton

Total Monthly Obligation $3,004

Beds
3
Baths
3
Park
1
Sqft
1000-1199
DOM
32d
Score
20
Yield
5.9%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Condo Townhouse
MLS® Number-X13810404
Beds-3
Bathrooms-3
Size-1000-1199 sqft
Listed on site-Sep 21, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$2,366.99 (2026)
Maintenance-$489.33/mo
Locker-None
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Vinyl Siding, Brick
Possession-Flexible
Neighbourhood-Templemead
Title-Residential Condo & Other

No agent assigned

Welcome to Unit 32 at 1444 Upper Ottawa Street, a beautifully updated two-storey townhome in Hamilton's Templemead neighbourhood. The bright and functional main level features vinyl plank flooring, a spacious open living and dining area, and an updated kitchen with quartz countertops, pantry storage and stainless steel appliances. Upstairs are three generously sized bedrooms and a full bathroom, while the lower level provides laundry and additional storage space. Enjoy the added privacy of backing onto open space, along with convenient access to shopping, parks, schools, public transit, the Lincoln M. Alexander Parkway and Red Hill Valley Parkway. A well-located Hamilton Mountain home with comfortable living space and convenient access to everyday amenities.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$420,000
Land Transfer Taxes$6,975
Legal Fees (Est.)
$
Total cash required for closing$113,475

Total Monthly Obligation

$3,004/mo
Mortgage $2,118
Monthly Loss $2,447
Principal$557
Interest$1,560
Property Tax$197
Condo Fees$489
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.9%35
10-Year IRR
10.6%
Returns Index
18.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,732/yr
NOI
$17,020/yr
Net Cash Flow
-$699/mo
Cash Margin
-27.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1444 Upper Ottawa Street 32

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.