86 Rykert Street, St. Catharines

$335,000
86 Rykert Street

$335,000

New
25d
DetachedBungalow

86 Rykert Street, St. Catharines

Total Monthly Obligation $1,926

HausQ Valuation Report
Beds
2
Baths
1
Park
3
Sqft
< 700
DOM
25d
Score
23
Yield
6.2%
Cash on Cash
1.0%
Cap Rate
4.8%
5Y IRR
16.4%
10Y IRR
15.3%
Property Type-Detached
MLS® Number-X13833580
Beds-2
Bathrooms-1
Size-< 700 sqft
Lot Size-33.01 × 125.25 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,394 (2026)
Parking-4 - Detached
Basement-Half, Unfinished
Heating-Forced Air (Gas)
Brokerage-BOLDT REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-458 - Western Hill
Title-Residential Freehold

No agent assigned

Over 60 years. One owner. And now, for the first time in generations, this sweet little home is ready for someone new. Cute as a button and packed with possibility, this 2-bedroom, 1-bathroom home is the kind of opportunity first-time buyers and downsizers have been waiting for. Step inside to a bright, open-concept layout that feels welcoming and easy to live in. The partial basement offers laundry and plenty of additional storage, while the detached garage, previously used as a woodworking shop, is a huge bonus for the hobbyist, DIYer or anyone craving their own dedicated workspace.Whether you're looking to break into the market, simplify your lifestyle or find a home you can truly make your own, there's a lot to love here.Close to the hospital, shopping, schools, highways and everyday amenities, everything you need is minutes away.After more than six decades with the same owner, this home has a story.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$268,000
Land Transfer Taxes$3,500
Legal Fees (Est.)
$
Total cash required for closing$72,000

Total Monthly Obligation

$1,926/mo
Mortgage $1,351
Monthly Loss $1,570
Principal$356
Interest$996
Property Tax$200
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.3%2
5-Year IRR
10.8%41
10-Year IRR
11.3%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,616/yr
NOI
$11,660/yr
Net Cash Flow
-$380/mo
Cash Margin
-22.1%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
5.0 mo83
Risk Index
37.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 Rykert Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.