20 Division Street, Kawartha Lakes

$499,900
20 Division Street

$499,900

New
25d
Detached2-Storey

20 Division Street, Kawartha Lakes

Total Monthly Obligation $2,619

HausQ Valuation Report
Beds
4
Baths
2
Park
6
Sqft
700-1100
DOM
25d
Yield
8.0%
Cash on Cash
10.8%
Cap Rate
6.9%
5Y IRR
24.3%
10Y IRR
21.9%
Property Type-Detached
MLS® Number-X13834070
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-43.24 × 138.92 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,728 (2025)
Parking-7 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Revel Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-FEB 2027
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Charming upgraded home in a desirable Lindsay neighbourhood nestled on a quiet street close to all amenities. This beautifully updated home is move-in ready and full of charm. The main floor features upgraded flooring, a brand-new eat-in kitchen with quartz counters, a bright and inviting living room, a main-floor bedroom or office, a new 4-piece bath, and a cozy back porch-perfect for morning coffee looking over the backyard. Upstairs, you'll find three additional bedrooms and a new 2-piece bath, offering plenty of space for family or guests. The basement is a blank canvas awaiting your personal touch, with laundry conveniently located and plenty of potential for future living space. Recent updates include new roof, siding, and eaves (2023) along with some newer windows for added efficiency and peace of mind. Outside, the property shines with a large in town lot, a 20 x 17 immaculate detached garage/workshop, and an asphalt driveway with ample parking. Located just steps from the Scugog River, beautiful walking trails, parks, Lindsay Golf & Country Club, and the Recreation Centre, this home offers both comfort and convenience. Whether you're a first-time home buyer or looking to downsize, this lovely property could be your next perfect new home.

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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,619/mo
Mortgage $2,016
Monthly Loss $2,088
Principal$531
Interest$1,486
Property Tax$227
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Division Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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