225 Benjamin Road 64, Waterloo

$664,888
225 Benjamin Road 64

$664,888

New
25d
Condo Townhouse2-Storey

225 Benjamin Road 64, Waterloo

Total Monthly Obligation $4,157

Beds
3
Baths
4
Park
2
Sqft
1400-1599
DOM
25d
Score
17
Yield
6.0%
Cash on Cash
-5.4%
Cap Rate
3.4%
5Y IRR
11.3%
10Y IRR
11.3%
Property Type-Condo Townhouse
MLS® Number-X13834738
Beds-3
Bathrooms-4
Size-1400-1599 sqft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$4,497.3 (2026)
Maintenance-$900/mo
Locker-None
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Exterior-Aluminum Siding, Brick
Foundation-Poured Concrete
Possession-Flexible
Title-Residential Condo & Other

No agent assigned

DISCOVER RESORT-STYLE LIVING nestled within Waterloo's desirable TREETOPS COMMUNITY! Surrounded by mature trees and beautifully maintained grounds, this executive condominium townhome features 3 bedrooms, 3 full bathrooms, a main-floor powder room, a FINISHED BASEMENT, and parking for 3 vehicles. FRESHLY PAINTED walls, trim, and doors complement beautiful hardwood flooring, updated baseboards and interior doors, recessed lighting, and tasteful fixtures throughout. The CARPET-FREE layout features THREE SKYLIGHTS and a separate dining area overlooking the living room. A private patio offers a peaceful outdoor setting. The REFRESHED EAT-IN KITCHEN features QUARTZ COUNTERTOPS, a coordinating SUBWAY TILE BACKSPLASH, a double oven with induction cooktop, built-in microwave, and dishwasher. An adjoining breakfast nook, convenient coffee bar, and spacious walk-in pantry complete this thoughtfully appointed space. Upstairs, 3 comfortable bedrooms include a primary suite with a BEAUTIFULLY RENOVATED ENSUITE featuring dual sinks, a walk-in shower, and a skylight. A refreshed main bathroom and updated main-floor powder room continue the home's stylish finishes. The finished lower level provides versatile recreation space for movie nights, hobbies, or a home fitness area, along with an additional full bathroom. Practical updates include a 2024 AIR-CONDITIONING UNIT, 2024 OWNED WATER HEATER, updated water softener. The furnace blower and thermostat were replaced in 2024. Condo improvements include roofs, garage doors, steps, and windows, & siding. Enjoy an INGROUND SWIMMING POOL, TENNIS/PICKLEBALL COURTS, and a CLUBHOUSE WITH SAUNA. WALKABLE ACCESS TO THE MARKET DISTRICT & immediate access to the TRANSCANADA TRAIL BEHIND which adds to the appeal, with Laurel Creek Conservation Area BEAUTIFULLY UPDATED AND SURROUNDED BY NATURE, this home brings together generous living space, exceptional amenities, and the distinctive Treetops lifestyle!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$531,910
Land Transfer Taxes$9,773
Legal Fees (Est.)
$
Total cash required for closing$144,251

Total Monthly Obligation

$4,157/mo
Mortgage $2,682
Monthly Loss $3,451
Principal$706
Interest$1,976
Property Tax$375
Condo Fees$900
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
8.2%24
10-Year IRR
9.4%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,912/yr
NOI
$18,224/yr
Net Cash Flow
-$1,163/mo
Cash Margin
-35.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 225 Benjamin Road 64

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