94 Cambria Street, Stratford

$594,900
94 Cambria Street

$594,900

Price Change
25d
Detached2 1/2 Storey

94 Cambria Street, Stratford

Total Monthly Obligation $3,072

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
2000-2500
DOM
25d
Score
20
Yield
5.2%
Cash on Cash
-1.6%
Cap Rate
4.2%
5Y IRR
14.3%
10Y IRR
13.6%
Property Type-Detached
MLS® Number-X13834914
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-35 × 81.9 ft
Listed on site-Sep 28, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$3,568 (2025)
Parking-3 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Sutton Group - First Choice Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick, Wood
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

Welcome to 94 Cambria Street, Stratford! Ideally located just a short walk from downtown amenities, this charming home offers a wonderful blend of character and thoughtful updates. The main floor features a beautifully updated custom kitchen with granite countertops, a unique wine rack, glass display cabinetry, pantry and convenient main-floor laundry. The spacious open-concept living and dining area provides an inviting space for everyday living and entertaining. Upstairs, you'll find all three bedrooms, including a primary bedroom with access to a walk out porch- a perfect spot to enjoy your morning coffee. Additional features include numerous updated windows, a spacious attic offering excellent storage, and a large basement with a bathroom and plenty of potential to finish. A great opportunity in a walkable Stratford location-come see what 94 Cambria Street has to offer!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$475,920
Land Transfer Taxes$8,373
Legal Fees (Est.)
$
Total cash required for closing$128,853

Total Monthly Obligation

$3,072/mo
Mortgage $2,400
Monthly Loss $2,441
Principal$631
Interest$1,768
Property Tax$297
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$20,012/yr
Net Cash Flow
-$732/mo
Cash Margin
-28.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
26.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 94 Cambria Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.