1361 Ottawa Street, Kingston

$1,150,000
1361 Ottawa Street

$1,150,000

New
25d
Detached2-Storey

1361 Ottawa Street, Kingston

Total Monthly Obligation $5,570

HausQ Valuation Report
Beds
3
Baths
3
Park
2
Sqft
2000-2500
DOM
25d
Score
16
Yield
3.8%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-X13835146
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-41.99 × 324 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,678 (2025)
Parking-4 - Attached
Basement-Partially Finished, Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX SERVICE FIRST REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-42 - City Northwest
Title-Residential Freehold

No agent assigned

Welcome to 1361 Ottawa Street, a thoughtfully designed Greene Homes residence completed in 2020. At the heart of the home is the custom-layout kitchen, thoughtfully created with the home cook in mind. Featuring double ovens, a wine fridge, a dedicated wine rack, and a large walk-in pantry, it's as functional as it is inviting.This 3-bedroom, 2.5-bath home offers generous living spaces, quality finishes, and a layout designed for both everyday living and entertaining.The primary suite is a true retreat, with a spa-inspired ensuite that brings a little luxury home. App-controlled window coverings add convenience throughout the house, while a rough-in for a fourth bathroom offers future flexibility.Step outside and discover your own backyard oasis. The deck, with a natural gas BBQ, hot tub, and private yard create a space that feels more like country living than the suburbs - the perfect setting for morning coffee, summer gatherings, or relaxing at the end of the day.Stylish, comfortable, and exceptionally well thought out, 1361 Ottawa Street is a home that truly stands apart.

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Closing Costs

Mortgage Amount
$920,000
Land Transfer Taxes$19,475
Legal Fees (Est.)
$
Total cash required for closing$250,975

Total Monthly Obligation

$5,570/mo
Mortgage $4,639
Monthly Loss $4,350
Principal$1,221
Interest$3,418
Property Tax$557
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,800/yr
NOI
$28,242/yr
Net Cash Flow
-$2,285/mo
Cash Margin
-62.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1361 Ottawa Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.