85 Purdy Street, Belleville

$539,900
85 Purdy Street

$539,900

New
25d
DetachedBungalow

85 Purdy Street, Belleville

Total Monthly Obligation $3,018

HausQ Valuation Report
Beds
4
Baths
3
Park
4
Sqft
1100-1500
DOM
25d
Score
22
Yield
6.3%
Cash on Cash
0.9%
Cap Rate
4.8%
5Y IRR
16.3%
10Y IRR
15.2%
Property Type-Detached
MLS® Number-X13835994
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-53.47 × 146.71 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,583.36 (2026)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-immediate
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Rebuilt in 2024 from the foundation up! Skip the wait of building and step right into this spectacular 3+1 bedroom, 3 bathroom bungalow. Offering a layout that just makes sense, this home is an absolute showstopper. From the moment you arrive, the covered front porch delivers premium curb appeal. Inside, the main level boasts a magnificent open-concept design. The heart of the home features a spacious kitchen with fantastic counter space, connecting your living and dining areas flawlessly. Say goodbye to carrying baskets up and down the stairs with a highly functional main-floor laundry room. The seamless indoor-outdoor flow leads straight to your covered back porch, overlooking a fantastic, private backyard. It is the perfect setup for weekend BBQs, kids, pets, or quiet privacy. The attached garage is a huge bonus with entry right by the laundry room. The space keeps going in the fully finished basement! Featuring a massive rec room, a bedroom, and a full third bath. Extra space awaiting your vision ...maybe 2 more bedrooms or a hobby room? Absolutely nothing to do but move in and enjoy the new-home smell!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$431,920
Land Transfer Taxes$7,273
Legal Fees (Est.)
$
Total cash required for closing$116,753

Total Monthly Obligation

$3,018/mo
Mortgage $2,178
Monthly Loss $2,445
Principal$573
Interest$1,605
Property Tax$465
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.8%49
10-Year IRR
12.1%
Returns Index
25.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,900/yr
NOI
$20,427/yr
Net Cash Flow
-$476/mo
Cash Margin
-16.8%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
28.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 85 Purdy Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.