13 Goldenrod Court, St. Thomas

$489,500
13 Goldenrod Court

$489,500

New
26d
DetachedBungalow

13 Goldenrod Court, St. Thomas

Total Monthly Obligation $2,634

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
26d
Score
24
Yield
6.4%
Cash on Cash
2.7%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.4%
Property Type-Detached
MLS® Number-X13836342
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-42.92 × 115.53 ft
Listed on site-Sep 27, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$3,410 (2025)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP - SELECT REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30 days
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

This welcoming bungalow offers 2+1 bedrooms and 2 full bathrooms, making it a great choice for a first-time buyer or someone looking to downsize without giving up space. The living room features an electric fireplace, while the kitchen and dining area includes an eat-in space, stainless steel appliances, and a breakfast bar. Sliding doors open to a fully fenced backyard with a generous 14 X 16 deck-perfect for relaxing or entertaining. A 10 X 10 shed with a poured concrete floor provides additional storage.The finished basement offers a games room, family room, 3rd bedroom, laundry, and storage, plus a separate side entrance for convenient access. The home has a newer furnace (2022) and air conditioning. The driveway accommodates up to 3 vehicles. Easy access to shopping, schools and major highways.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$391,600
Land Transfer Taxes$6,265
Legal Fees (Est.)
$
Total cash required for closing$105,665

Total Monthly Obligation

$2,634/mo
Mortgage $1,975
Monthly Loss $2,114
Principal$520
Interest$1,455
Property Tax$284
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%58
10-Year IRR
13.0%
Returns Index
30.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,140/yr
NOI
$20,116/yr
Net Cash Flow
-$298/mo
Cash Margin
-11.5%0
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
32.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 13 Goldenrod Court

Time

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Data last updated within the past 24 hours.