663 Ferguson Street, North Bay

$349,900
663 Ferguson Street

$349,900

New
25d
Detached2 1/2 Storey

663 Ferguson Street, North Bay

Total Monthly Obligation $2,019

Beds
3
Baths
1
Park
2
Sqft
1100-1500
DOM
25d
Score
74
Yield
11.0%
Cash on Cash
22.5%
Cap Rate
9.4%
5Y IRR
34.1%
10Y IRR
30.7%
Property Type-Detached
MLS® Number-X13836410
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-24 × 80 ft
Listed on site-Sep 28, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,786 (2025)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Century 21 Blue Sky Region Realty Inc., Brokerage
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Stone
Sewer-Sewer
Possession-Immediate
Neighbourhood-Central
Title-Residential Freehold

No agent assigned

CLASSIC CENTURY HOME OVERLOOKING THE PARK. Character, charm, and plenty of space! Step into the warmth and character of this well-built century home, ideally situated directly across from a beautiful, quiet park. Filled with vintage charm while offering thoughtful updates, this is a home that truly must be seen to be appreciated. Beautiful hardwood floors, newer windows, rich original wood trim, and classic wood doors highlight the craftsmanship throughout. A welcoming enclosed front porch provides a wonderful place to relax, while two of the upper bedrooms open onto a covered second-floor porch overlooking the park. The main level features a spacious combined living and dining area, along with a functional kitchen offering convenient access to the backyard. Parking is available at the rear of the property, accessed from the city laneway. Upstairs you'll find three bedrooms, a convenient second-floor laundry room, and an updated 4-piece bathroom with separate tub and shower. Continue to the bonus top floor and discover a surprisingly spacious family room with hardwood flooring and a skylight-a bright, versatile space ideal for relaxing, hobbies, a home office, or additional living space. The full basement provides excellent storage and includes a separate entrance to the backyard. Additional features include forced-air gas heating and a convenient location close to public transit, downtown, schools, shopping, and everyday amenities. A wonderful opportunity to own a solid century home with character, generous living space, and a beautiful park right outside your front door. Vintage charm. Modern conveniences. A view you can enjoy every day.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$279,920
Land Transfer Taxes$3,724
Legal Fees (Est.)
$
Total cash required for closing$75,204

Total Monthly Obligation

$2,019/mo
Mortgage $1,411
Monthly Loss $1,647
Principal$371
Interest$1,040
Property Tax$232
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
7.8%71
Cash-on-Cash
13.7%72
5-Year IRR
27.1%99
10-Year IRR
24.9%
Returns Index
82.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeA
74/ 100
Good•Buy

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$27,274/yr
Net Cash Flow
$861/mo
Cash Margin
26.9%92
Cash Flow Index
91.6/ 100
Risk Profile
Weight: 20%
DSCR
1.6181
LTV Ratio
80.0%18
Vacancy Buffer
4.6 mo78
Risk Index
59.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 663 Ferguson Street

Time

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