94 Pine Valley Gate 4, London South

$499,900
94 Pine Valley Gate 4

$499,900

New
29d
Condo TownhouseBungalow

94 Pine Valley Gate 4, London South

Total Monthly Obligation $3,131

Beds
2
Baths
3
Park
2
Sqft
1200-1399
DOM
29d
Score
18
Yield
5.7%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Condo Townhouse
MLS® Number-X13837084
Beds-2
Bathrooms-3
Size-1200-1399 sqft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Condo Townhouse
Age-31-50
Taxes-$4,258 (2025)
Maintenance-$560/mo
Locker-None
Parking-4 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TRILAND REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Immediate
Neighbourhood-South N
Title-Residential Condo & Other

No agent assigned

This inviting single-floor, 2-bedroom condo is nestled in an exclusive 11-unit complex off Pine Valley Gate, offering a rare blend of comfort, privacy, and convenience. Step inside to a spacious foyer with access to a bright guest bedroom, a 4-piece bath, and a sun-filled eat-in kitchen. The thoughtful layout flows seamlessly into the combined living and dining area, where a cozy gas fireplace creates a warm, welcoming space for relaxing or entertaining. French doors connect the kitchen and dining area, enhancing both function and flow. The primary bedroom is tucked away for privacy and features walk-in closets and a 3-piece ensuite. A walk-out front patio extends your living space outdoors-perfect for morning coffee or casual evenings. The finished lower level offers exceptional flexibility, ideal for a family room, media space, home office, or guest area. It also includes a 3-piece bath, a dedicated laundry room with utility sink and folding counter, and multiple storage areas for added convenience. A covered breezeway leads to a spacious two-car garage, providing secure parking and valuable extra storage-an uncommon feature in a boutique condo setting. Recent updates include new main-floor carpeting, fresh paint throughout, and upgraded LED lighting. Located in sought-after South London, this home is close to shopping, schools, fitness facilities, and offers quick access to Highways 401 and 402. This is a great property.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$3,131/mo
Mortgage $2,016
Monthly Loss $2,601
Principal$531
Interest$1,486
Property Tax$355
Condo Fees$560
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.0%1
5-Year IRR
7.2%19
10-Year IRR
8.6%
Returns Index
10.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,572/yr
NOI
$12,337/yr
Net Cash Flow
-$988/mo
Cash Margin
-41.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
24.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 94 Pine Valley Gate 4

Time

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