120 Huron Street 304, Guelph

$379,000
120 Huron Street 304

$379,000

New
24d
Condo ApartmentApartment

120 Huron Street 304, Guelph

Total Monthly Obligation $2,316

HausQ Valuation Report
Beds
1
Baths
1
Park
1
Sqft
500-599
DOM
24d
Score
22
Yield
6.6%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
14.9%
10Y IRR
14.1%
Property Type-Condo Apartment
MLS® Number-X13838772
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Sep 29, 2026
Style-Apartment
Building Type-Condo Apartment
Age-0-5
Taxes-$2,689.93 (2026)
Maintenance-$363.09/mo
Locker-Owned
Parking-1 - None
Basement-None
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Concrete, Brick
Possession-Flexible
Neighbourhood-St. Patrick's Ward
Title-Residential Condo & Other

No agent assigned

A great opportunity to own a condo just over 2 years old, in the heart of downtown Guelph. This bright and stylish 1 bedroom, 1 bathroom condo featuring soaring 10 foot exposed original concrete ceilings, beautiful luxury vinyl plank flooring, and oversized European inspired black framed windows that fill the space with natural light. Enjoy your own private balcony, convenient in-suite laundry, 1 owned parking space, and a large storage locker. The building offers an impressive collection of amenities, including a spacious lobby and lounge, a main floor common room with kitchenette, fully equipped gym, games room with pool table and foosball, pet wash station, roof top patio with BBQ's, and extensive bike storage complete with a heated bike ramp. Have a second vehicle? There is plenty of parking available around the building 24/7, 365 days a year. Located in one of downtown Guelph's most adored areas, this condo puts you right in the heart of the city while offering the style, convenience, and amenities that make downtown living so desirable.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$303,200
Land Transfer Taxes$4,160
Legal Fees (Est.)
$
Total cash required for closing$81,460

Total Monthly Obligation

$2,316/mo
Mortgage $1,529
Monthly Loss $1,914
Principal$402
Interest$1,126
Property Tax$224
Condo Fees$363
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.4%2
5-Year IRR
10.8%41
10-Year IRR
11.3%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,080/yr
NOI
$13,125/yr
Net Cash Flow
-$435/mo
Cash Margin
-20.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
33.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Huron Street 304

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.