77 Yates Street 201, St. Catharines

$999,000
77 Yates Street 201

$999,000

New
25d
Condo Apartment1 Storey/Apt

77 Yates Street 201, St. Catharines

Total Monthly Obligation $6,544

Beds
2
Baths
3
Park
2
Sqft
2000-2249
DOM
25d
Score
16
Yield
6.2%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Condo Apartment
MLS® Number-X13839336
Beds-2
Bathrooms-3
Size-2000-2249 sqft
Listed on site-Sep 28, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-6-10
Taxes-$12,397.91 (2026)
Maintenance-$1,281.55/mo
Locker-Owned
Parking-2 - Attached
Basement-None
Heating-Fan Coil (Electric)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-Yes
Fireplace-Electric
Pool-None
Exterior-Concrete, Stucco (Plaster)
Foundation-Concrete, Poured Concrete
Possession-FLEX
Neighbourhood-451 - Downtown
Title-Residential Condo & Other

No agent assigned

Welcome to refined condo living at 77 Yates Street. This exceptional 2,063 sq. ft. corner residence offers an impressive blend of space, craftsmanship and sophisticated design, with expansive windows of South/West views and 9' ceilings creating a bright, airy atmosphere throughout. Thoughtfully designed for both everyday living and entertaining, the spacious two-bedroom plus den, three-bathroom layout is elevated by engineered hardwood flooring and beautiful custom millwork. The living room is anchored by a striking custom feature wall with a modern electric fireplace, while the kitchen showcases custom cabinetry, premium brand-name appliances and a seamless, contemporary aesthetic.The attention to detail continues into the laundry room with custom built-ins, providing both function and beautifully integrated storage. Generous principal rooms flow effortlessly to a 143 sq. ft. private balcony, extending the living space outdoors. Rarely offered conveniences include TWO parking spaces and TWO storage lockers. Spacious, sophisticated and exceptionally well-appointed, this is luxury condominium living designed for those who want to simplify without compromising on space, quality or style.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$6,544/mo
Mortgage $4,030
Monthly Loss $5,484
Principal$1,060
Interest$2,969
Property Tax$1,033
Condo Fees$1,282
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.5%21
10-Year IRR
8.9%
Returns Index
11.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$61,836/yr
NOI
$25,476/yr
Net Cash Flow
-$1,907/mo
Cash Margin
-37.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 77 Yates Street 201

Time

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