320 Garafraxa Street E, Centre Wellington

$669,900
320 Garafraxa Street E

$669,900

New
24d
Detached1 1/2 Storey

320 Garafraxa Street E, Centre Wellington

Total Monthly Obligation $3,424

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
24d
Score
47
Yield
8.1%
Cash on Cash
11.1%
Cap Rate
7.0%
5Y IRR
24.6%
10Y IRR
22.2%
Property Type-Detached
MLS® Number-X13840752
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-82.5 × 86 ft
Listed on site-Sep 29, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,157 (2026)
Parking-4 - Attached
Basement-Half, Unfinished
Heating-Forced Air (Gas)
Brokerage-Your Hometown Realty Ltd
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Shingles
Foundation-Stone
Sewer-Sewer
Possession-upon completion
Neighbourhood-Fergus
Title-Residential Freehold

No agent assigned

Stop searching and start enjoying! This renovated, almost 1,300 sqft, storey-and-a-half is the perfect opportunity for first time buyers or downsizers who want a bit of style, comfort and exceptional outdoor living, without the work of a complete renovation. With 3 bedrooms and 2 baths, this inviting home combines modern finishes with a warm, relaxed atmosphere. The 2-car garage provides plenty of room for vehicles, recreational equipment and additional storage, making this home as functional as it is inviting. The outdoor space is where this property truly comes alive. Professionally landscaped grounds surround a charming, Muskoka-inspired storage shed and beautiful flagstone patio with outdoor hearth, creating the ideal setting for morning coffee, summer entertaining or cozy evenings gathered around the fire.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$535,920
Land Transfer Taxes$9,873
Legal Fees (Est.)
$
Total cash required for closing$145,353

Total Monthly Obligation

$3,424/mo
Mortgage $2,702
Monthly Loss $2,713
Principal$711
Interest$1,991
Property Tax$346
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.0%50
Cash-on-Cash
5.2%23
5-Year IRR
19.9%91
10-Year IRR
18.6%
Returns Index
55.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
47/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$54,000/yr
NOI
$39,943/yr
Net Cash Flow
$626/mo
Cash Margin
13.9%45
Cash Flow Index
44.6/ 100
Risk Profile
Weight: 20%
DSCR
1.2348
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
37.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 320 Garafraxa Street E

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.