52 Berryman Avenue, St. Catharines

$399,900
52 Berryman Avenue

$399,900

New
24d
Detached2-Storey

52 Berryman Avenue, St. Catharines

Total Monthly Obligation $2,240

Beds
3
Baths
1
Park
2
Sqft
1100-1500
DOM
24d
Score
31
Yield
7.7%
Cash on Cash
7.9%
Cap Rate
6.3%
5Y IRR
22.0%
10Y IRR
19.9%
Property Type-Detached
MLS® Number-X13840802
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-32.07 × 75.66 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$3,021.19 (2026)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-REVEL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-FLEX
Neighbourhood-450 - E. Chester
Title-Residential Freehold

No agent assigned

Move-in-ready, detached, three-bedroom home on a large lot, offering numerous updates throughout. The main floor features a comfortable open-concept living and dining area, as well as a stylishly updated kitchen with newer appliances. Upstairs, you'll find three generously sized bedrooms and an updated four-piece bathroom. The home's original character has been thoughtfully preserved, highlighted by the beautiful oak staircase and classic architraves surrounding the doorways. The lower level offers laundry facilities and ample storage space. Outside, the charming front porch, spacious backyard, and large deck off the kitchen provide plenty of room for relaxing, entertaining, gardening, and family activities. Recent updates include: Central air conditioning (2018), Furnace (2019), Kitchen renovation and kitchen window replacement (2021), Front porch (2023), Window maintenance (2026), Basement waterproofing (2026), with a transferable lifetime warranty. Ideally located near schools, parks, shopping, transit, and major amenities, this home offers an attractive opportunity for those seeking a move-in-ready detached property. The driveway is currently, and has historically been, used exclusively by the seller to park two vehicles. Shared/mutual driveway on title.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,240/mo
Mortgage $1,613
Monthly Loss $1,815
Principal$424
Interest$1,189
Property Tax$252
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.8%9
5-Year IRR
16.4%79
10-Year IRR
15.8%
Returns Index
42.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$20,019/yr
Net Cash Flow
$55/mo
Cash Margin
2.2%7
Cash Flow Index
7.1/ 100
Risk Profile
Weight: 20%
DSCR
1.0330
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo73
Risk Index
40.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 52 Berryman Avenue

Time

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