2495 River Road, North Grenville

$619,900
2495 River Road

$619,900

New
24d
DetachedBungalow-Raised

2495 River Road, North Grenville

Total Monthly Obligation $3,164

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
24d
Score
22
Yield
5.6%
Cash on Cash
0.3%
Cap Rate
4.6%
5Y IRR
15.8%
10Y IRR
14.8%
Property Type-Detached
MLS® Number-X13841612
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-215.5 × 410 ft
Listed on site-Sep 29, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$3,464 (2026)
Parking-7 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Metal
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-803 - North Grenville Twp (Kemptville South)
Title-Residential Freehold

No agent assigned

Imagine a crisp fall evening wrapped in a cozy blanket, gathered around your backyard firepit with friends, a barbecue on the go and fireflies overhead. If this is the country lifestyle you've been dreaming of, 2495 River Road is ready to welcome you home. Set on just under 2 acres only minutes from Kemptville, this 3+1 bedroom, 2 full bathroom hi-ranch offers space, comfort and privacy. The bright main level features hardwood flooring throughout most areas and an updated eat-in kitchen with natural pine cabinetry, quartz countertops, ceramic tile backsplash, upgraded sink and fixtures, and stainless steel appliances. The dining area can extend into the spacious living room for larger gatherings. Three bedrooms and a full bath with double-sink vanity complete the main level, while the primary bedroom includes custom PAX wardrobe systems.The sunlit lower level offers a large rec room with built-in shelving, fourth bedroom, updated full bathroom, dedicated laundry with built-in storage, laminate flooring throughout most areas, and a three-sided natural gas fireplace. A separate entrance through the garage adds flexibility for multigenerational living, a home office, hobbies or guests.Step outside to enjoy the deck, gazebo, firepit and expansive yard surrounded by nature. The property backs onto conservation land and offers over 350 feet along the Rideau River. **THE RIVERFRONT IS MARSHLAND AND DOES NOT OFFER USABLE SHORELINE OR DIRECT RECREATIONAL WATER ACCESS**, but it adds to the property's private, natural setting with no rear neighbours. Approximately 0.57 acres is enrolled in the Conservation Land Tax Incentive Program, providing property tax savings subject to continued program eligibility. Updates include a metal roof (2024), furnace (2021), GenerLink system (2024), 200-amp electrical service, lower bathroom (2024), and front interlock (2026). Minutes to Highway 416, Kemptville amenities, trails, golf and a nearby public boat launch.

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$495,920
Land Transfer Taxes$8,873
Legal Fees (Est.)
$
Total cash required for closing$134,353

Total Monthly Obligation

$3,164/mo
Mortgage $2,501
Monthly Loss $2,506
Principal$658
Interest$1,843
Property Tax$289
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.7%48
10-Year IRR
11.9%
Returns Index
24.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$23,356/yr
Net Cash Flow
-$554/mo
Cash Margin
-19.1%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
27.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2495 River Road

Time

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