146 Belmont Avenue, Hamilton

$499,000
146 Belmont Avenue

$499,000

New
23d
Detached1 1/2 Storey

146 Belmont Avenue, Hamilton

Total Monthly Obligation $2,665

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
23d
Score
27
Yield
6.9%
Cash on Cash
5.3%
Cap Rate
5.7%
5Y IRR
19.8%
10Y IRR
18.1%
Property Type-Detached
MLS® Number-X13842844
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 100 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,321.17 (2025)
Parking-3 - None
Basement-Partially Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding, Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Crown Point
Title-Residential Freehold

No agent assigned

Welcome home to 146 Belmont Avenue, located in one of Hamilton's classic and vibrant neighbourhoods. Offering a seamless blend of traditional charm and functional living space, this multi-level home presents an ideal opportunity for families, first-time buyers, or savvy investors. Walking distance to local amenities, parks, schools, transit, shopping, and local shops and dining along Ottawa St. The main level features a welcoming front veranda, functional light-filled living and dining areas, perfect for daily living and easy entertaining with direct access to the large fenced backyard. The second level features bedroom sizes with ample natural light and flexible layout options to suit a home office, nursery, or guest rooms complete with an updated 4-PC bath. Additional living space on the lower level with separate entrance and 2-PC bath provides great potential for a recreation room, media den, home gym, or extra storage. Recent updates include: roof (2018), windows/patio door (2021)/ BONUS: Rare 3 car parking! Do not miss out, book your showing today!

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,665/mo
Mortgage $2,013
Monthly Loss $2,135
Principal$530
Interest$1,483
Property Tax$277
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%34
Cash-on-Cash
-0.9%6
5-Year IRR
15.0%71
10-Year IRR
14.6%
Returns Index
37.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,428/yr
NOI
$23,164/yr
Net Cash Flow
-$82/mo
Cash Margin
-2.9%3
Cash Flow Index
2.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
34.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 146 Belmont Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.