4557 Bath Road, Loyalist

$899,900
4557 Bath Road

$899,900

New
23d
Detached2-Storey

4557 Bath Road, Loyalist

Total Monthly Obligation $4,674

Beds
4
Baths
4
Park
10
Sqft
2000-2500
DOM
23d
Score
16
Yield
3.8%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.2%
Property Type-Detached
MLS® Number-X13842884
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-99.45 × 106.42 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,024.88 (2026)
Parking-12 - Attached
Basement-Full, Finished
Heating-Forced Air (Propane)
Brokerage-KELLER WILLIAMS INSPIRE REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood, Fireplace Insert
Pool-Inground
Facing-North
Exterior-Brick, Metal/Steel Siding
Roof-Metal
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-54 - Amherstview
Title-Residential Freehold

No agent assigned

Step inside this distinctive Amherstview residence and experience a lifestyle defined by breathtaking, unobstructed views of Lake Ontario, seamless indoor-outdoor living, and unmatched entertainment options. The main level welcomes you with a winding staircase, beautiful arched doorways, and light-filled spaces, including a living room overlooking the water, a spacious kitchen with stainless steel appliances and dining walkout, plus a flexible bedroom featuring a fireplace with a propane insert and water views. Upstairs, the tranquil primary suite boasts a newly renovated 4-piece ensuite, walk-in closet, and a private balcony capturing sweeping lake views. Downstairs unveils the ultimate recreation hub, complete with a family room with a floor-to-ceiling stone fireplace, dedicated bar area that is perfect to unwind, relax with a fun environment and oodles of character attached to the games room with a pool table ready to play! There is a garage entrance to the lower level for easy access to the indoor entertainment hub, the 3-piece bath and a wet/dry sauna, this home has all the features to live life to its fullest! Outside, a fully fenced backyard oasis for endless summer fun, featuring a retiled, resurfaced, and epoxy-finished inground pool, a hot tub, and a gazebo, complementary to the front porch view, attached garage, and expansive up-to 12-car driveway. This home is steps away from a local beach, and parks, recreation center with a pool, trac park, library, schools and ball diamonds. All this and the essential major updates including a metal roof (2021), furnace (2020), A/C (2020), and renovated bathrooms (2022-2026).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,674/mo
Mortgage $3,630
Monthly Loss $3,718
Principal$955
Interest$2,675
Property Tax$669
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.9%0
5-Year IRR
5.5%13
10-Year IRR
7.2%
Returns Index
7.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,608/yr
NOI
$18,622/yr
Net Cash Flow
-$2,078/mo
Cash Margin
-72.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4557 Bath Road

Time

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