645 Goodwin Terrace, Peterborough

$799,000
645 Goodwin Terrace

$799,000

New
23d
DetachedBungalow

645 Goodwin Terrace, Peterborough

Total Monthly Obligation $4,163

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
23d
Score
17
Yield
4.7%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13843180
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-40.04 × 115.68 ft
Listed on site-Sep 30, 2026
Style-Bungalow
Building Type-Detached
Taxes-$6,775.81 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal Lepage Proalliance Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Monaghan Ward 2
Title-Residential Freehold

No agent assigned

[Click Brochure Icon for Video Tour] Bright, modern, and move-in ready, this Jackson Creek Meadows bungalow stands out for all the right reasons. Offering 3+1 bedrooms, 3 bathrooms, and a thoughtfully designed layout, this home showcases quality updates, functional living space, and exceptional indoor-outdoor flow. From the moment you arrive, the stunning curb appeal and inviting front porch set the tone for what awaits inside. The bright,open-concept main level is highlighted by soaring vaulted ceilings and large windows that fill the home with natural light. At the heart of the home is a beautiful kitchen featuring waterfall quartz countertops, a gas range, wine cooler, updated pantry storage, and stylish finishes. The kitchen, dining, and living areas connect seamlessly, creating an ideal space for both everyday living and entertaining while providing direct access to the backyard deck and pergola. The primary suite offers a private retreat with generous closet and storage space, along with an updated ensuite featuring a walk-in shower and modern finishes.Two additional bedrooms and a full bathroom complete the main level. The fully finished lower level extends the living space with a spacious rec room, fourth bedroom, full bathroom, laundry area, and an abundance of exceptionally well-maintained storage and workshop space. Outside, the backyard has been thoughtfully designed for relaxing and entertaining, featuring a lovely deck, pergola, and beautifully maintained outdoor living space. Located in a family-friendly west-end neighbourhood, this home is steps to the neighbourhood park, neighbourhood mall, and close to local schools, and the Jackson Creek Rotary Trail; perfect for walking, biking, and enjoying the outdoors. With standout updates, exceptional living space, and a sought-after location, this is a home that truly needs to be seen in person to be appreciated.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,163/mo
Mortgage $3,223
Monthly Loss $3,314
Principal$848
Interest$2,375
Property Tax$565
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$22,204/yr
Net Cash Flow
-$1,373/mo
Cash Margin
-44.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 645 Goodwin Terrace

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