555 Romaine Street, Peterborough

$459,000
555 Romaine Street

$459,000

New
23d
Detached2 1/2 Storey

555 Romaine Street, Peterborough

Total Monthly Obligation $2,567

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
700-1100
DOM
23d
Score
22
Yield
6.1%
Cash on Cash
0.6%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.0%
Property Type-Detached
MLS® Number-X13843950
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-39 × 102.81 ft
Listed on site-Sep 30, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$4,080.79 (2026)
Parking-2 - Carport
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Century 21 United Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-30 days
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

Move in ready and centrally located, this beautifully updated 3 bedroom home offers a fresh, modern feel with neutral finishes throughout. Step inside to a bright and welcoming interior where extensive updates have already been taken care of, including new windows and doors, drywall, flooring, carpeting, updated bathrooms and a refreshed kitchen. The bright, new kitchen in 2021 offers a walkout to the backyard, making it easy to extend everyday living outdoors. With a 3 piece main bath plus an additional 2 piece bath, the home offers a practical layout for families, first time buyers or anyone looking for a property they can simply move into and enjoy. Outside, you'll find a fully fenced yard along with newer front and back decks, providing plenty of space for kids, pets, entertaining or relaxing outdoors. Additional features include central air, natural gas heating, an electric fireplace, an asphalt driveway with parking for two, a carport and an unfinished basement offering useful storage and additional potential.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$367,200
Land Transfer Taxes$5,655
Legal Fees (Est.)
$
Total cash required for closing$98,955

Total Monthly Obligation

$2,567/mo
Mortgage $1,851
Monthly Loss $2,079
Principal$487
Interest$1,364
Property Tax$340
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.6%2
5-Year IRR
11.3%45
10-Year IRR
11.7%
Returns Index
23.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,092/yr
NOI
$16,702/yr
Net Cash Flow
-$460/mo
Cash Margin
-19.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
31.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 555 Romaine Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.