899 Stone Church Road E 4, Hamilton

$488,990
899 Stone Church Road E 4

$488,990

New
23d
Condo Townhouse2-Storey

899 Stone Church Road E 4, Hamilton

Total Monthly Obligation $3,130

Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
23d
Score
19
Yield
6.3%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Condo Townhouse
MLS® Number-X13843966
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Condo Townhouse
Taxes-$3,158 (2025)
Maintenance-$694/mo
Locker-None
Parking-2 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick Front
Roof-Asphalt Shingle
Possession-Flexible
Neighbourhood-Quinndale
Title-Residential Condo & Other

No agent assigned

End-unit townhome offering an open-concept main floor with updated flooring, pot lights and brand-new LG Studio dishwasher. Upstairs features 3 exceptionally spacious bedrooms with room for king-size beds plus dressers, complemented by west-facing windows providing beautiful afternoon warmth, lowering heating costs in the winters. Finished lower-level studio adds valuable living space with kitchenette, full 3-piece bathroom, enclosed laundry and recently replaced windows-ideal for adult children, extended family gatherings, guests, home office. Enjoy a private fenced backyard with patio, front lawn for gardening, with brand new outside stairway, inside entry to garage, driveway parking and visitor parking right across. $694 condo fee includes water, Rogers Xfinity internet and cable, snow removal, landscaping, leaf removal and applicable roof/window exterior maintenance. All Covered for extreme convenience- not just Water. Excellent Hamilton Mountain location with everyday amenities approximately 5 minutes away, plus approximately 5-minute access to the LINC. More finished, flexible and usable space.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$391,192
Land Transfer Taxes$6,255
Legal Fees (Est.)
$
Total cash required for closing$105,553

Total Monthly Obligation

$3,130/mo
Mortgage $1,972
Monthly Loss $2,611
Principal$519
Interest$1,453
Property Tax$263
Condo Fees$694
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.5%26
10-Year IRR
9.7%
Returns Index
14.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,828/yr
NOI
$13,859/yr
Net Cash Flow
-$818/mo
Cash Margin
-31.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
25.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 899 Stone Church Road E 4

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.