159 York Street, St. Catharines

$559,999
159 York Street

$559,999

New
23d
Detached1 1/2 Storey

159 York Street, St. Catharines

Total Monthly Obligation $2,999

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
23d
Score
26
Yield
6.7%
Cash on Cash
4.2%
Cap Rate
5.5%
5Y IRR
18.9%
10Y IRR
17.4%
Property Type-Detached
MLS® Number-X13845924
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-37 × 100 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,382.08 (2025)
Parking-4 - Detached
Basement-Partially Finished
Heating-Forced Air (Oil)
Brokerage-RE/MAX METROPOLIS REALTY
Cooling-Other
Laundry-No
Fireplace-Electric, Family Room, Natural Gas, Rec Room
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-60 Days
Neighbourhood-451 - Downtown
Title-Residential Freehold

No agent assigned

Discover the charm and versatility of 159 York Street! Situated on a corner lot, this detached home offers a flexible layout with plenty of space to make your own. The kitchen features ample counter and cupboard space along with a breakfast bar. French doors and a fireplace add character to the dining room, while the sunroom fills the space with natural light, providing an inviting spot to relax. From the kitchen, a charming barn door opens to a separate family room and den featuring a fireplace, built-in shelving and sliding doors leading to the deck. Step outside to enjoy the fully fenced backyard with an enclosed gazebo and plenty of space to relax, entertain or enjoy the warmer months. The partially finished basement offers even more usable space with a rec room, workshop, cold room and ample storage. Complete with a detached double-car garage and conveniently located near schools, parks, shopping, everyday amenities and highway access, 159 York Street offers a great combination of space, character and versatility.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$447,999
Land Transfer Taxes$7,675
Legal Fees (Est.)
$
Total cash required for closing$121,175

Total Monthly Obligation

$2,999/mo
Mortgage $2,259
Monthly Loss $2,405
Principal$594
Interest$1,664
Property Tax$365
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.7%5
5-Year IRR
14.4%67
10-Year IRR
14.1%
Returns Index
35.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,716/yr
NOI
$25,062/yr
Net Cash Flow
-$170/mo
Cash Margin
-5.4%2
Cash Flow Index
1.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9221
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
31.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 159 York Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.